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Naked Banking: The truth about banks and you
     

Naked Banking: The truth about banks and you

by Steve Hogg, Paul Risenborough, Karolina Morys
 

We all depend on banks. They help us save and they help us spend. Yet for many they represent everything that's wrong with the world of finance. Poor service, high fees, creaking IT infrastructure, and a market controlled by just a few providers have combined in recent years to create a personal banking crisis every bit as severe as the global financial crisis. How

Overview

We all depend on banks. They help us save and they help us spend. Yet for many they represent everything that's wrong with the world of finance. Poor service, high fees, creaking IT infrastructure, and a market controlled by just a few providers have combined in recent years to create a personal banking crisis every bit as severe as the global financial crisis. How have things gotten this bad? Why are banks unable to balance providing good customer service with making a profit? And what can we do to protect ourselves from the tricks banks play to part us with our hard-earned money?

Written by two insiders, Naked Banking reveals why banks do the things they do. From designing products they know will rip customers off to cutting branches they know their customers rely on, they explain how many banks' failing business models force them to make the wrong choices again and again. They make a rallying call for us all to be better informed about how everyday banking products actually work and to be wary of the many tricks and techniques product managers devise to make money.

Product Details

ISBN-13:
9781911498384
Publisher:
LID Publishing USA
Publication date:
12/05/2017
Pages:
256
Product dimensions:
5.08(w) x 7.80(h) x (d)

Meet the Author

Steve Hogg is director of commercial propositions and Paul Riseborough is chief commercial officer of Metro Bank, a leading "challenger" bank.

Karolina Morys is formerly the head of retail products at Metro Bank, the first new high street bank in the UK for more than 100 years.