On My Own: The Ultimate How-to Guide for Young Adults

Overview

Want to be in control of your life? Want to be independent? How do you know what needs to be done when you're living on your own? How do you find an apartment, change your address, hook up utilities, get cable installed? What about finances? How are you going to pay rent? And utilities? And your phone bill? And food? Will you have any money left over for fun? How do credit cards work? How do you balance a checkbook? (And, no, you don't have money in the bank just because you have checks left!) Are you going to ...
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Overview

Want to be in control of your life? Want to be independent? How do you know what needs to be done when you're living on your own? How do you find an apartment, change your address, hook up utilities, get cable installed? What about finances? How are you going to pay rent? And utilities? And your phone bill? And food? Will you have any money left over for fun? How do credit cards work? How do you balance a checkbook? (And, no, you don't have money in the bank just because you have checks left!) Are you going to college or trade school? What if you want to go, but your parents can't afford to send you? How will you pay for it? Or are you going to work? How do you find a good job? What skills do you need? What if you don't have any work experience? How much money will you make? Which taxes will be taken out of your paycheck -- and how do you pay income taxes each year? On My Own, with its interactive CD-ROM, can help you find the answers to these questions -- and many more! It's the ultimate guide for living successfully on your own!
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Editorial Reviews

Publishers Weekly
Older readers will appreciate On My Own: The Ultimate How-To Guide for Young Adults by Sally Taylor, which provides information about moving out (budget considerations, assessing a roommate, etc.), managing money, landing a job, choosing a college and more. Essential questions (e.g., "How do I find an apartment?"; "How do I write a resume?") lead the way; later chapters focus on relationships, mental health and personal safety. There's even a section devoted to understanding the U.S. government ("What is the Electoral College?"). Quizzes that open each chapter help readers to get a realistic picture of their situation. An interactive CD-ROM is included.
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Product Details

  • ISBN-13: 9780971150003
  • Publisher: Silly Goose Productions
  • Publication date: 10/1/2002
  • Edition description: BK&CD-ROM
  • Edition number: 2
  • Pages: 640
  • Age range: 12 - 17 Years
  • Product dimensions: 7.02 (w) x 9.96 (h) x 1.53 (d)

Table of Contents

Table of Figures xix
Foreword xxiii
Introduction xxvii
Chapter 1 Moving Out 1
Quiz: Can I afford to move out? xxx
How do I find an apartment? 1
What about Landlord and Tenant rights? 3
Why is the phone book my best reference tool? 14
How do I find a good roommate? 17
Do I need renters insurance? 18
How do I change my address? 21
What household safety should I be aware of? 23
What are the basics of keeping my home clean? 26
What basic food safety do I need to know? 28
How do I sort my dirty clothes? 30
What can I recycle? 32
Additional Information for this Chapter 32
Chapter 2 Finances 35
Quiz: Do I control my money? 34
How much money do I need? 35
What if I don't have enough money? 46
Where'd all my money go? 54
Do I have to pay taxes? 58
How do I balance my checkbook? 60
Should I use a debit or ATM card? 69
How long will it take to pay off my credit card? 78
Why do I need a good credit record? 86
Am I too young to worry about retirement? 94
Will I get Social Security when I retire? 99
Do I need insurance? 102
How does someone steal my identity? 104
Should I buy the service contract? 105
Do I have to leave a tip? 105
Additional Information for this Chapter 107
Chapter 3 Career Guidance 111
Quiz: Will I get the job? 110
How do I find a job? 111
How do I write a resume? 116
What happens in an interview? 120
What happens if I'm offered the job? 128
What are my responsibilities at work? 130
How do I ask for a raise? 135
What if I want to quit my job? 136
What is the Americans with Disabilities Act? 137
How can I resolve conflicts at work? 138
What is sexual harassment? 139
Can I join the military service? 143
What is the formula for success? 145
Any other interview questions I can practice? 146
Additional Information for this Chapter 149
Chapter 4 College and Skill Guidance 151
Quiz: Do I want to go to college? 150
How do I choose a college? 151
How do I apply for college? 157
Do I have to take the ACT or SAT test? 158
How do I pay for college? 159
Can I live on campus? 165
What is a GED? 166
What is e-learning? 169
What if I don't want to go to college? 170
What if I'm not smart enough to go to college? 171
How do I study for tests? 171
Am I a cheater? 175
What are four great lessons a college degree won't teach me? 177
Additional Information for this Chapter 180
Chapter 5 Dreams and Goals 183
Quiz: How committed am I to my goal? 182
What do I want to be when I grow up? 183
How do I set goals? 184
Do I have to be responsible? 186
Do I have a fear of failure? 190
How do I solve problems? 194
Is asking for help a sign of weakness? 195
What is Michael's story? 196
Additional Information for this Chapter 198
Chapter 6 Time Management 201
Quiz: Do I manage my time well? 200
Where does all my time go? 201
Isn't goal-setting for nerds? 205
How can I plan my day? 206
Do I have the power to choose? 208
Why can't I say "No?" 209
Why am I always late? 211
How can I break my bad habits? 211
Why do I procrastinate? 214
Organizing My Home 216
Do I keep it, donate it, or trash it? 216
How do I organize my bills? 217
How do I organize my home? 217
Additional Information for this Chapter 219
Chapter 7 Relationships 221
Quiz: Do I know what it takes? 220
What are the keys to a good relationship? 221
Who's most important? 230
What are personal boundaries? 231
Am I a good listener? 233
What's the difference between men and women? 237
Why should I apologize? 239
How do I let go of past mistakes? 241
How do I resolve conflicts? 244
Are religion and spirituality the same thing? 249
Can I change HOW I think? 251
What can I say to someone who's grieving? 254
Additional Information for this Chapter 259
Chapter 8 Sex 263
Quiz: How much do I know about sex? 262
What is abstinence? 263
What type of contraception is best for me? 264
Am I the "one in five" to get an STD? 269
Help! I'm pregnant! 274
What's so special about Day 14? 284
What's the difference between love and sex? 285
Men, do you think you own women? 286
Additional Information for this Chapter 288
Chapter 9 Health 291
Quiz: Is my health my responsibility? 290
What healthcare do women need? 291
What is a Pap smear? 299
What is vaginitis? 302
What healthcare do men need? 305
What if I'm embarrassed to go to the doctor? 309
Was I born to be fat? 311
Is stress making me sick? 315
Am I getting enough sleep? 318
Am I too old to get a cavity? 320
Can I commit to quit smoking? 324
Any other good health tidbits? 332
Do I need health insurance? 336
Additional Information for this Chapter 337
Chapter 10 Personal Safety 339
Quiz: Am I aware of my own personal safety? 338
What can I do to make my home secure? 339
What safety measures can I take when walking? 341
What safety measures can I take while driving? 343
How can I reduce my risk of being raped? 344
What is domestic violence? 347
How can I defend myself? 351
How does someone steal my identity? 353
What should I know about calling 911? 354
Additional Information for this Chapter 357
Chapter 11 Alcohol & Drugs 359
Quiz: Do I have a problem? 358
Why do people use alcohol and drugs? 359
What do I need to know about alcohol? 362
Does alcoholism affect children? 369
What if I get stopped for drinking and driving? 370
Are club drugs safe? 373
What are the straight facts on drugs? 375
Do alcohol and drugs contribute to suicides? 382
How do I say "No" to drugs? 382
How can I get help? 383
What are the legal implications? 387
Personal Stories to Share 388
Additional Information for this Chapter 401
Chapter 12 Depression & Suicide Prevention 403
Quiz: Am I depressed? 402
What is depression? 403
What are the three major types of depression? 405
What are the symptoms of depression? 406
What causes depression? 406
Can depression be treated? 408
What are the myths about depression? 409
Do I have an anxiety disorder? 410
What are the statistics on suicide? 412
Why do people commit suicide? 413
What should I do if I'm feeling suicidal? 418
What are the myths about suicide? 421
How do suicide survivors "get over it?" 422
What is Erek's story? 427
Additional Information for this Chapter 447
Chapter 13 Pet Care 451
Quiz: Am I ready for a pet? 450
Can I commit to care for my pet for its entire life? 451
What's the right pet for me? 454
Should I adopt from a shelter? 455
Should I spay or neuter my pet? 457
What health care does my pet need? 460
How do I make my home safe for my pet? 464
How do I summer-proof my pet? 466
How do I winter-proof my pet? 467
How do I holiday-proof my pet? 468
What if my pet gets lost? 468
What if someone is cruel to an animal? 470
Just Cats 471
How do I keep my cat healthy? 471
Why is my cat shredding the furniture? 473
Is catnip safe? 474
What if my cat bites me? 474
What if I'm allergic to cats? 475
A Cat's Prayer 476
Just Dogs 477
How do I keep my dog healthy? 477
Am I responsible if my dog bites someone? 477
Things we can learn from a dog 478
What should I know about dog collars? 479
How do I train my dog? 480
How do I dog-proof my home? 481
What if my dog has to "go" while I'm away? 481
What if I have to leave my dog outside? 481
A Dog's Prayer 483
Additional Information for this Chapter 484
Chapter 14 Charities and Giving Back 487
Quiz: How can I give back? 486
How can I give back to my community? 487
Do I have an hour to spare? 488
What "stuff" can I donate? 489
What if I don't have any money to donate? 490
How do I donate blood? 491
How do I sign up to be an organ donor? 493
What types of charities are there? 499
How do I know if a charity is bogus? 500
Additional Information for this Chapter 501
Chapter 15 Car Ownership 505
Quiz: Am I ready to own a car? 504
How do I buy a car? 505
What car insurance do I need? 514
What general maintenance does my car need? 523
What signs of car trouble should I be aware of? 524
How do I find a good mechanic? 526
Any special traffic safety issues? 528
Can I be charged with vehicular manslaughter? 538
How can I avoid road rage? 540
How can I prevent my car from being stolen? 541
Does my car need summer/winter care? 543
Additional Information for this Chapter 546
Chapter 16 Government 549
Quiz: Am I a responsible citizen? 548
What are the levels of government? 549
What is the court system? 551
How do I register to vote? 552
What is the Electoral College? 555
Am I a Republican or a Democrat? 556
Why do I have to pay taxes? 557
What are my civic responsibilities as a U.S. citizen? 558
Who signs up for Selective Service? 559
What is the Bill of Rights? 559
What does the U.S. Flag symbolize? 561
Why should I honor veterans? 562
Additional Information for this Chapter 563
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  • Anonymous

    Posted November 10, 2003

    Excellent!!

    This book is a must have for any up and coming adult! It is a survival kit that every young adult has to have! It helps in every situation from finding a home to cleaning it, fighting depression, making the right choices about drugs and relationships. On My Own is a comprehensive book I can't live without as a permanent reference guide (even when I'm 70!).

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  • Anonymous

    Posted December 13, 2009

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