Personal Finance: Tools for Decision Making / Edition 1

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A feature-rich, engagingly written personal finance text that uses many examples and stories to show how the details of managing personal finance assets actually play out in real life. The book teaches lifelong decision-making skills, speaking to beginners in personal financial management no matter their age and life experience. It takes a hands-on approach to analysis of personal finance decisions, providing numerous opportunities for students to exercise critical thinking skills and implement a decision-making model. It incorporates a unique interdisciplinary perspective that draws on economics, accounting, finance, consumer law, tax law, and consumer psychology to emphasize the integrated context in which all good financial choices should be made.
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Product Details

  • ISBN-13: 9780538890403
  • Publisher: Cengage Learning
  • Publication date: 8/28/1998
  • Edition number: 1
  • Pages: 609

Table of Contents

SECTION I: GETTING THE BASICS: TOOLS YOU NEED TO BEGIN FINANCIAL DECISION MAKING. 1. Basic Tools: Understanding How the Economic Environment Affects Your Choices. 2. Basic Tools: Managing Your Dollars with a Budget. 3. Basic Tools: Statements of Net Worth. SECTION II: IT'S YOUR LIFE: MAKING DECISIONS ABOUT EVERYDAY FINANCIAL CHOICES. 4. Choosing Your Banker. 5. Planning Your Income Taxes. 6. The Workplace: It's a Two-Way Street. 7. Consumer Savvy. Appendix A. Negotiating and Signaling. 8. Choosing a Home. Appendix A. A Typical Apartment Lease. Appendix B. Rules, Policies, and Guidelines. SECTION III: IT'S YOUR LIFE: MAKING DECISIONS ABOUT CREDIT. 9. Credit: Understanding How it Works. 10. Credit: How to Get and Keep it. 11. Credit: Making Choices. Appendix A. Consumer Credit Law. Appendix B. Text of Credit Card Agreement. Appendix C. Calculating Interest. SECTION IV: BUILDING A SAFETY NET: MANAGING RISK. 12. Insurance Basics and Choosing Property Insurance. 13. Choosing Health Insurance. 14. Choosing Disability and Life Insurance. SECTION V: MAKING LIFE BETTER: MAKING DECISIONS ABOUT INVESTING. 15. Investing: Understanding the Basics. 16. Investing: Making Allocation Decisions. 17. Investing: Shopping at the Investment Supermarket. SECTION VI: BEYOND THE BASICS: RETIREMENT AND ESTATE PLANNING. 18. Investing: Planning for Retirement. 19. Property: How We Get It, Own it and Give It Away.
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