Personal Financial Literacy / Edition 1

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Now you and your students can access these dynamic, interactive products and take learning to a new level. eBooks enhance traditional courses by providing material digitally. eBooks are viewed on a computer with a free Adobe Acrobat Book Reader™ and look exactly like the printed version—including photos, graphics, and rich fonts. Additional features not available in a printed version include the ability to customize the content by Annotating text, Highlighting key passages, Inserting "sticky notes," and Book-marking pages.

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Editorial Reviews

From the Publisher
"I would love to use this book as a teaching tool next year. The strengths of this chapter are that the topics will all be beneficial to the reader. I think the activities are great and help to reinforce what is being taught in the chapter. I think this textbook is a better overall product than other textbooks that I have used."
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Product Details

  • ISBN-13: 9780538444651
  • Publisher: Cengage Learning
  • Publication date: 6/21/2007
  • Edition number: 1
  • Product dimensions: 0.19 (w) x 0.19 (h) x 0.00 (d)

Meet the Author

Joan Ryan

Joan Ryan has taught personal finance for more than 20 years. While teaching at Willamette High School in Eugene, Oregon, she developed the original personal finance course materials for publication. Dr. Ryan currently is a faculty member in the business department at Clackamas Community College, Portland, OR. She also teaches accounting at Portland State University and is a Certified Managerial Accountant.

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Table of Contents

1. HOW YOUR CHOICES AFFECT INCOME. 1-1. Personal Skills and the Job Market. 1-2. The Economy and Your Education. 1-3. Job application Skills and Tools. 2. INCOME, BENEFITS, and TAXES. 2-1. Earned Income and Benefits. 2-2. Unearned Income and Payments. 2-3. Taxes and Other Deductions. 3. YOUR PURCHASING POWER. 3-1. Inflation and the Value of Money. 3-2. Prices and Consumer Choices. 3-3. Getting More for Your Money. 4. FINANCIAL DECISIONS AND PLANNING. 4-1. Resources and Choices. 4-2. Basics of Budgeting. 4-3. Personal Financial Planning. 5. THE BANKING SYSTEM. 5-1. Checking Accounts. 5-2. Savings accounts. 5-3. Banking Services and Fees. 6. PERSONAL RISK MANAGEMENT. 6-1. Risk Management and Strategies. 6-2. Protecting Income. 6-3. Protecting Property. 7. BUYING DECISIONS. 7-1. Buying Plans. 7-2. Sources and Benefits of Credit. 7-3. Costs of Credit. 8. PAYING FOR CREDIT. 8-1. Payment Methods. 8-2. Consumer Loans. 8-3. Credit Tips. 9. CREDIT PROBLEMS AND LAWS. 9-1. Resolving Credit Problems. 9-2. Bankruptcy. 9-3. Consumer Protection and Laws. 10. UNDERSTANDING SAVING AND INVESTING. 10-1. Reasons for Saving and Investing. 10-2. Saving and Investing Principles. 10-3. Saving and Investing Strategies. 11. SAVINGS AND INVESTING OPTIONS. 11-1. Low-Risk Investment Options. 11-2. Medium-Risk Investment Options. 11-3. High-Risk Investment Options. 12. BUYING AND SELLING INVESTMENTS. 12-1. Researching Investments. 12-2. Buying and Selling Securities. 12-3. Regulatory Agencies. Glossary. Index.
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