An in-depth examination of how policy premiums are developed and the laws that regulate them.
This textbook reveals how insurance companies determine policy premiums and how state agencies regulate them. Never before has any textbook revealed so much information and insight on this rare and fascinating ...
An in-depth examination of how policy premiums are developed and the laws that regulate them.
This textbook reveals how insurance companies determine policy premiums and how state agencies regulate them. Never before has any textbook revealed so much information and insight on this rare and fascinating subject.
Objectives
• Learn how policy premiums are determined and how they are regulated by state statute.
• Gain insight to insurance policy premiums from a legal perspective, as well as the concepts of experience rating and insurance policy reserves.
Major Subjects Covered
• Insurance Premiums and Reserves.
• Necessity and Amount of Premiums.
• Sufficiency of Premium Payments.
• Timeliness of Premium Payments.
• Mode of Premium Payments.
• Experience Rating.
Michael Lustig is a graduate of the University of San Diego, California and a former Professor at California State University at Pomona and Immaculate Heart College (Los Angeles). He has been a California Real Estate Broker and the Owner and President of Real Estate License Services, a California real estate and insurance licence school, since 1978, offering state-approved license courses in 47 states and the District of Columbia. He is the author of 35 books on real estate and insurance topics.
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Overview
An in-depth examination of how policy premiums are developed and the laws that regulate them.This textbook reveals how insurance companies determine policy premiums and how state agencies regulate them. Never before has any textbook revealed so much information and insight on this rare and fascinating ...