Real Estate Finance in California provides a thorough explanation of modern real estate financing, including money and interest rates, sources of mortgage money, non-institutional leaders, conventional loans, government-backed programs, foreclosure and other loan problems, construction lending, and alternative financing methods. This comprehensive textbook and course workbook – approved by the California Department of Real Estate for qualification for a California Real Estate Broker License or to extend a California Real Estate Sales License – discusses the real estate financial environment, lending institutions and the government’s role in real estate finance, the primary and secondary mortgage markets, other government
Real Estate Finance in California provides a thorough explanation of modern real estate financing, including money and interest rates, sources of mortgage money, non-institutional leaders, conventional loans, government-backed programs, foreclosure and other loan problems, construction lending, and alternative financing methods. This comprehensive textbook and course workbook – approved by the California Department of Real Estate for qualification for a California Real Estate Broker License or to extend a California Real Estate Sales License – discusses the real estate financial environment, lending institutions and the government’s role in real estate finance, the primary and secondary mortgage markets, other government financial programs, the transfer of real property, lending instruments, basic financial concepts of mortgage lending, property valuation, real estate investment, escrow, important federal laws affecting real estate, taxation, fair housing, and ethical considerations. In addition, each chapter includes a full glossary of terms as well as a multiple-choice written assignment for students.
Michael Lustig is a graduate of the University of San Diego, California and a former Professor at California State University at Pomona and Immaculate Heart College (Los Angeles). He has been a California Real Estate Broker and the Owner and President of Real Estate License Services, a California real estate and insurance licence school, since 1978, offering state-approved license courses in 47 states and the District of Columbia. He is the author of 35 books on real estate and insurance topics.
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Overview
Real Estate Finance in California provides a thorough explanation of modern real estate financing, including money and interest rates, sources of mortgage money, non-institutional leaders, conventional loans, government-backed programs, foreclosure and other loan problems, construction lending, and alternative financing methods. This comprehensive textbook and course workbook – approved by the California Department of Real Estate for qualification for a California Real Estate Broker License or to extend a California Real Estate Sales License – discusses the real estate financial environment, lending institutions and the government’s role in real estate finance, the primary and secondary mortgage markets, other government