Safe Money in Tough Times

by Jonathan Pond

Overview

The “perfect storm” of global economic disasteris now hitting every area of personal finance.Retirement accounts, retiree nest eggs, homeprices, and just about everything else of value arebeing swept away in the chaos. You can eitherpassively try to wait out the storm or take immediateaction to protect yourself, your family, and your future.

In Safe Money in Tough Times, Jonathan Pondexplains how to stay afloat while the economysinks. Employing the practical, commonsenseknowledge and wisdom that has made him one ofAmerica’s most popular personal finance experts,Pond helps you both weather the storm and positionyourself to profit when the economy inevitablyrebounds. He tackles every area of your financial life that is or will soon be affected by theGreat Recession, from investing defensively andselecting the safest investments to strategies forpaying insurance and tuition bills when times aretough. You’ll find easy and practical tactics for

• Managing debt
• Reducing expenses
• Coping with unemployment
• Minimizing complications if yourfinancial institution fails
• Protecting your retirement savings
• Making informed decisions aboutyour home and mortgage
• Improving your credit standing
• Preparing for fi nancial emergencies

Although he acknowledges the gravity of oureconomic situation, Pond takes you past the pessimismof today’s media commentators and presentsthe crisis as a means for educating yourself,changing bad habits, and eventually enjoyingunexpected profits. With Safe Money in ToughTimes you have what you need to bypass the so-calledexperts and develop your own financialstrategy with confidence.

Complete with checklists and worksheets, thisprescient guide provides everything you need totake control of your investments, beat the recession,and develop an all-weather financial andinvestment plan that will last a lifetime.

Product Details

ISBN-13:	9780071629614
Publisher:	McGraw Hill LLC
Publication date:	01/12/2009
Pages:	256
Product dimensions:	5.60(w) x 8.50(h) x 1.00(d)

About the Author

Jonathan Pond is anEmmy Award–winningcontributor and host of18 prime-time publictelevision specials aboutinvesting and personal finance. He makes regularnational appearances onall of the network and cable television stations,including CNN and NBC’s Today Show. Pondis the recipient of many awards, including theMalcolm Forbes Public Awareness Award for Excellencein Advancing Financial Understanding.

Table of Contents

Part IUnderstanding the Economic Crisis1.What’s Going On in the Economy? 2.This Time It’s Different, But We’re Not Headed for a Depression3.Checklist of Things to Do Now to Get Your Financial Act TogetherPart IICoping with Tough Economic Times4.Where to Begin – A Dozen Winning Strategies to Cope With Tough Times5.Budgeting for Tough Economic Times6.What to Do When Your Expenses Are Increasing Faster than Your Income7.Getting Your Debts Under Control8.Forewarned is Forearmed – Preparing for the UnexpectedPart IIIInvesting in Tough Economic Times9.Investment Strategies for Frightened Investors10.Ten Rules for Investing Successfully in Turbulent Markets11.Making the Right Stock Investments During Tough Times12.Making the Right Bond Investments During Tough Times13.Making the Right Real Estate Investments During Tough Times14.Keeping Safe Money Safe Part IVTackling Special Situations15.If Your Lose Your Job16.If You Think You Might Lose Your Job17.Evaluating an Early-retirement Incentive Plan18.Finding a Job in Tough Times19.Coping with Debt Problems20.Advice for Homeowners21.Advice for Home Sellers22.Opportunities for Home Buyers23.Getting the Kids Through College During Bad Times24.Tips for Worried Pre Retirees25.Tips for Worried Retirees26.Survival Tactics for Small Business Owners27.The Psychological Side of Money Problems28.Bankruptcy – The Last Report29.If Inflation Heats UpPart VPlanning for a Secure Financial Future30.“Been Down So Long” – Getting Back on Your Feet31.How the New Administration May Affect Your Pocketbook32.Profiting from ProsperityAppendix Web Sites to Help You in Tough Times

Editorial Reviews

Worrying about the financial crisis has become a global obsession. Financial planner Jonathan Pond thinks that such understandable anxiety wastes time and doesn't answer the essential question: How can I weather this storm? In Safe Money in Hard Times, the author of Grow Your Money! and You Can Do It! delivers real-world advice on how to keep a nest egg during an economic winter.