Secrets of the Millionaire Mind

Secrets of the Millionaire Mind

3.9 104
by T. Harv Eker

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Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!

Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs,


Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!

Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?

The shocking answer is: None of the above!

In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.

Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.

In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.

If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!

Editorial Reviews

Publishers Weekly
Eker's claim to fame is that he took a $2,000 credit card loan, opened "one of the first fitness stores in North America," turned it into a chain of 10 within two and a half years and sold it in 1987 for a cool (but somewhat modest-seeming) $1.6 million. Now the Vancouver-based entrepreneur traverses the continent with his "Millionaire Mind Intensive Seminar," on which this debut motivational business manual is based. What sets it apart is Eker's focus on the way people think and feel about money and his canny, class-based analyses of broad differences among groups. In rat-a-tat, "Let me explain" seminar-speak, Eker asks readers to think back to their childhoods and pick apart the lessons they passively absorbed from parents and others about money. With such psychological nuggets as "Rich people focus on opportunities/ Poor people focus on obstacles," Eker puts a positive spin on stereotypes, arguing that poverty begins, or rather, is allowed to continue, in one's imagination first, with actual material life becoming a self-fulfilling prophecy. To that end, Eker counsels for admiration and against resentment, for positivity, self-promotion and thinking big and against wallowing, self-abnegation and small-mindedness. While much of the advice is self-evident, Eker's contribution is permission to think of one's financial foibles as a kind of mental illness-one, he says, that has a ready set of cures. 6-city author tour; 25-city radio tour. Agent, Bonnie Solow. (Mar.) Copyright 2005 Reed Business Information.
Soundview Executive Book Summaries
Mastering The Inner Game Of Wealth
According to financial training guru T. Harv Eker, money is a unique phenomenon that only needs to be properly understood to be accumulated. In Secrets of the Millionaire Mind, he explains that our prior programming on the subject of money has an incredibly deep impact on how we interact with money and what our future possibilities of wealth will be.

Eker calls our subconscious perceptions about wealth our "money blueprint" and explains that what we learned about money from our parents is shaping exactly how we feel about money today, whether we know it or not. By teaching his readers how to reprogram their brains to think like a millionaire and create positive thoughts around making money, he offers them a complete program for becoming wealthy.

Declarations and Actions
Eker explains that changing our financial blueprint involves becoming aware of how we presently think about money, understanding where our way of thinking originated and how it has come from outside of us, disassociating ourselves from this way of thinking, and reconditioning ourselves to generate wealth. In Secrets of the Millionaire Mind, Eker describes how we can undo the verbal programming, modeling and experiences that have shaped our attitudes about money. His solution involves making specific declarations that can help us improve our financial lives, and taking simple actions that can anchor the changes.

Eker encourages readers to put a hand on their heart when making declarations such as "My inner world creates my outer world," and "What I modeled around money was their way. I choose my way." By having them accompany these actions with a touch to the head and the words, "I have a millionaire mind!" Eker aims to reprogram his readers for success. The lesson he imparts with all of these declarations and affirmations is, "Your income can grow only to the extent that you do."

The rest of Eker's book answers the question, "How do rich people think and act?" His response comes in the form of 17 ways that rich people think and act differently from poor and middle-class people. By installing these alternative "wealth files" into the minds of his readers, he offers them new choices so they can shift their focus to thinking like the rich people they want to be.

For example, the first wealth file that Eker offers is, "Rich people believe 'I create my life.' Poor people believe 'Life happens to me.'" The message he attaches to this is that each individual must believe that he or she is the one who creates success, creates mediocrity, and creates his or her own struggle around money and success. "Rich people understand the importance of money and the place it has in our society," Eker writes. He explains that until you believe that money is important, you will always be broke. He adds that being a victim is the opposite of being rich, so if you blame, justify or complain, "you are slitting your financial throat."

The second wealth file that Eker offers is, "Rich people play the money game to win. Poor people play the money game to not lose." To describe the power of intention, he explains that if your intention is to have enough money to pay the bills, "that's exactly how much you'll get — just enough to pay the bills and not a dime more." But if you want to get rich, he writes, "your goal has to be rich."

'Shoot for the Stars'
To help readers ingrain this lesson into their subconsciousness, he advises them to place a hand on their heart and declare, "My goal is to become a millionaire and more!" and then once again touch their head and say, "I have a millionaire mind!" He also encourages readers to write down two financial objectives that demonstrate their intention to create abundance. Although he writes that these "play to win" goals for annual income and net worth must be achievable with a realistic time frame, he adds that they should also "shoot for the stars."

Along with its material focus on finances, there is a spiritual side to Eker's program of wealth creation as well. He writes that "the goal of creating wealth is to help you grow yourself into the best person you can possibly be." This process can be improved with the help of a personal coach, he adds. By focusing on the parts of themselves that can be taught and trained, Eker shows readers that they can take personal responsibility for their commitment to growth, and take that learning to the bank.

Why We Like This Book
Secrets of the Millionaire Mind presents a clear path to wealth in a highly readable format, carrying its readers through a realistic program filled with introspection and helpful hints. By showing them how to change the patterns that keep them earning less than their potential, Eker offers actionable advice that cuts through prior negative programming and nourishes the mental roots of wealth creation with the energy and thoughtfulness required to reach lofty monetary goals. Copyright © 2006 Soundview Executive Book Summaries

Robert G. Allen
“If you want to learn about the root cause of success, read Secrets of the Millionaire Mind.”
Anthony Robbins
“Study this book as if your life depended on it...financially it may!”
Mark Victor Hansen
“Harv Eker is one of the most extraordinary speakers and trainers in the world today!”
Jack Canfield
“I have admired Eker’s work for years and I highly recommend this book for everyone seeking to increase their wealth.”
Linda Forsythe
“If you want to move to a new level of success quickly, memorize every word in this profound book.”
Brian Tracy
“This is the most powerful, persuasive, and practical book on becoming wealthy that you will ever read.”
Marci Shimoff
“T. Harv Eker is a master at making the road to riches simple.”

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Read an Excerpt

 People are shocked, at the beginning of my seminars, when one of the first things I tell them is "Don't believe a word I say." Why would I suggest that? Because I can only speak from my own experience. None of the concepts and insights I share are inherently true or false, right or wrong. They simply reflect my own results, and the amazing results I've seen in the lives of thousands and thousands of my students. Having said that, however, I believe that if you use the principles you learn in this book, you will totally transform your life. Don't just read this book. Study it as if your life depended on it. Then try the principles out for yourself. Whatever works, keep doing. Whatever doesn't, you're welcome to throw away.
I know I may be biased, but when it comes to money, this may be the most important book you have ever read. I understand that's a bold statement, but the fact is, this book provides the missing link between your desire for success and your achievement of success. As you've probably found out by now, those are two different worlds.
No doubt you've read other books, listened to tapes or CDs, gone to courses, and learned about numerous get-rich systems be they in real estate, stocks, or business. But what happened? For most people, not much! They get a short blast of energy, and then it's back to the status quo.
Finally, there's an answer. It's simple, it's law, and you're not going to circumvent it. It all comes down to this: if your subconscious "financial blueprint" is not "set" for success, nothing you learn, nothing you know, and nothing you do will make much of a difference.
In the pages of this book, we will demystify for you why some people are destined to be rich and others are destined for a life of struggle. You will understand the root causes of success, mediocrity, or financial failure and begin changing your financial future for the better. You will understand how childhood in?uences shape our financial blueprint and how these in?uences can lead to self-defeating thoughts and habits. You will experience powerful declarations that will help you replace your nonsupportive ways of thinking with mental "wealth files" so that you think-and succeed-just as rich people do. You will also learn practical, step-by-step strategies for increasing your income and building wealth.

In Part I of this book, we will explain how each of us is conditioned to think and act when it comes to money, and outline four key strategies for revising our mental money blueprint. In Part II, we examine the differences between how rich, middle-class, and poor people think, and provide seventeen attitudes and actions to take that will lead to permanent changes in your financial life. Throughout the book we also share just a few examples of the thousands of letters and e-mails I've received from students who have attended the Millionaire Mind Intensive Seminar and achieved powerful results in their lives.
So what is my experience? Where am I coming from? Was I always successful? I wish!
Like many of you, I supposedly had a lot of "potential" but had little to show for it. I read all the books, listened to all the tapes, and went to all the seminars. I really, really, really wanted to be successful. I don't know whether it was for the money, the freedom, the sense of achievement, or just to prove I was good enough in my parents' eyes, but I was almost obsessed with becoming a "success." During my twenties, I started several different businesses, each with the dream of making my fortune, but my results went from dismal to worse.
I worked my butt off but kept coming up short. I had "Loch Ness monster disease": I had heard of this thing called profit, I just never saw any of it. I kept thinking, "If I just get into the right business, get on the right horse, I'll make it." But I was wrong. Nothing was least for me. And it was the last part of that sentence that finally struck me. How come others were succeeding in the exact same business I was in and I was still broke? What happened to "Mr. Potential"?
So I began doing some serious soul-searching. I examined my true beliefs and saw that even though I said I really wanted to be rich, I had some deep-rooted worries about it. Mostly I was afraid. Afraid that I might fail, or worse, succeed and then somehow lose it all. Then I'd really be a schmuck. Worse, I would blow the one thing I had going for me: my "story" that I had all this "potential." What if I found out I didn't have what it took and I was destined to a life of struggle?
Then, as luck would have it, I got some advice from an extremely rich friend of my father's. He was at my parents' house playing cards with the "boys" and, in passing, noticed me. This was the third time I'd moved back home, and I was living in the "lower-level suite," otherwise known as the basement. I suppose my dad had complained to him of my woeful existence because when he saw me, he had the sympathy in his eyes usually reserved for the bereaved at a funeral.
He said, "Harv, I started in the same way as you, a complete disaster." Great, I thought, this was making me feel a lot better. I should let him know that I was the paint peel off the wall.
He kept going: "But then I got some advice that changed my life, and I'd like to pass it on to you." Oh, no, here comes the father-son lecture, and he's not even my father! Finally he came out with it: "Harv, if you're not doing as well as you'd like, all that means is there's something you don't know." Being a brash young man at the time, I thought I knew pretty well everything, but alas, my bank account said something different. So I finally began to listen. He continued, "Did you know that most rich people think in very similar ways?"
I said, "No, I never really considered that." To which he replied, "It's not an exact science, but for the most part, rich people think a certain way and poor people think a completely different way, and those ways of thinking determine their actions and therefore determine their results." He went on, "If you thought the way rich people do and did what rich people do, do you believe you could become rich too?" I remember answering with all the con?dence of a mush ball, "I think so." "Then," he replied, "all you have to do is copy how rich people think."
Being the skeptic I was at the time, I said, "So what are you thinking right now?" To which he replied, "I'm thinking that rich people keep their commitments and mine is to your dad right now. The guys are waiting for me, see ya." Although he walked out, what he said sank in.
Nothing else was working in my life, so I figured what the heck and threw myself wholeheartedly into studying rich people and how they think. I learned everything I could about the inner workings of the mind, but concentrated primarily on the psychology of money and success. I discovered that it was true: rich people really do think differently from poor and even middle-class people. Eventually, I became aware of how my own thoughts were holding me back from wealth. More important, I learned several powerful techniques and strategies to actually recondition my mind so that I would think in the same ways rich people do.
Finally, I said, "Enough yakking about it, let's put it to the test." I decided to attempt yet another business. Because I was really into health and exercise, I opened one of the first retail fitness stores in North America. I didn't have any money, so I had to borrow $2,000 on my Visa card to get the business started. I began using what I'd learned by modeling rich people, both in terms of their business strategies and their thinking strategies. The first thing I did was commit to my success and playing to win. I swore I would focus and not even consider leaving this business until I was a millionaire or more. This was radically different from my previous efforts, where, because I always thought short-term, I would constantly get sidetracked by either good opportunities or when things got tough.
I also began challenging my mental approach whenever I began thinking in financially negative or counterproductive ways. In the past, I believed that what my mind said was truth. I learned that in many ways, my mind was my biggest obstacle to success. I chose not to entertain thoughts that did not empower me toward my vision of wealth. I used every one of the principles you are going to learn in this book. Did it work? Boy, did it work!
The business was so successful that I opened ten stores in only two and a half years. I then sold half the company shares to a Fortune 500 company for $1.6 million.
After that, I moved to sunny San Diego. I took a couple of years off to reflne my strategies and began doing one-on-one business consulting. I presume it was quite effective for people because they kept bringing friends, partners, and associates to our sessions. Soon I was coaching ten and sometimes twenty people at a time.
One of my clients suggested that I might as well open up a school. I thought that was a great idea, so I did. I founded the Street Smart Business School and taught thousands of people all across North America "street-smart" business strategies for "high-speed" success.
As I traveled across the continent giving my seminars, I noticed something strange: You could have two people sitting side by side in exactly the same room, learning exactly the same principles and strategies. One person would take these tools and skyrocket to success. But what do you think might happen to the person sitting right next to him or her? The answer is, not much!
That's when it became obvious that you can have the greatest "tools" in the world, but if you've got a tiny leak in your "toolbox" (I'm pointing to my head right now), you've got a problem. So I designed a program called the Millionaire Mind Intensive based on the inner game of money and success. When I combined the inner game (the toolbox) with the outer game (the tools), virtually everybody's results went through the roof! So that's what you're going to learn in this book: how to master the inner game of money to win the game of money-how to think rich to get rich!
People often ask me whether my success was a "one-shot deal" or whether it has continued. Let me put it this way: Using the exact principles I teach, I have now earned millions and millions of dollars and am a multimultimillionaire several times over. Virtually all my investments and business ventures seem to skyrocket! Some people tell me I have the "Midas touch," where everything I get involved in turns to gold. They're right, but what they may not realize is that having a Midas touch is simply another way of saying, having a "financial blueprint" set for success, which is exactly what you will have once you learn these principles and do this work.
Early on during our Millionaire Mind Intensive Seminar, I generally ask the audience, "How many of you came here to learn?" It's a bit of a trick question because as author Josh Billings said, "It's not what we don't know that prevents us from succeeding; it's what we know that just ain't so that is our greatest obstacle." This book is not as much about learning as it is about "unlearning"! It is essential you recognize how your old ways of thinking and acting have gotten you exactly where you are right now.
If you're really rich and really happy, fine. But if you're not, I invite you to consider some possibilities that may not fit into your "box" of what you currently think is right or even appropriate for you.
Even though I suggest that you "don't believe a word I say" and want you to test these concepts out in your own life, I'm going to ask you to trust the ideas you are reading. Not because you know me personally, but because thousands and thousands of people have already changed their lives as a result of the principles in this book.
Speaking of trust, it reminds me of one of my favorite stories. It's about a man who is walking along a cliff and all of a sudden loses his balance, slips, and falls off. Fortunately, he has the presence of mind to grab on to the ledge, and he's hanging there for dear life. He hangs and hangs and finally yells out, "Is there anybody up there who can help me?" There's no answer. He keeps calling and calling, "Is there anybody up there who can help me?" Finally this big bellowing voice calls back, "This is God. I can help you. Just let go and trust." Next thing you hear: "Is there anybody else up there who can help me?"
The lesson is simple. If you want to move to a higher level of life, you have to be willing to let go of some of your old ways of thinking and being and adopt new ones. The results will eventually speak for themselves.

Meet the Author

Using the principles he teaches, T. Harv Eker went from zero to millionaire in only two and a half years, and went on to build one of the largest success training companies in North America. With his unique brand of "street smarts with heart," Eker's humorous, "cut-to-the-chase" style keeps his audience spellbound. People come from all over the world to attend his sold-out seminars, where crowds often exceed 2,000 people for a weekend program. So far, Eker's teachings have touched the lives of over a million people. Now, for the first time, he shares his proven secrets of success in this revolutionary book. Read it and grow rich!

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Secrets of the Millionaire Mind 3.9 out of 5 based on 0 ratings. 104 reviews.
Loving_LifeMJ More than 1 year ago
I bought this book because it was on a reading list from a yoga studio. The fact that a book about money was on a yoga reading list immediately intrigued me. Let me just say that this book totally changed my thoughts about money. It forced me to expose (to myself) the deeply ingrained ideas I had about money that I acquired from my family. For the first time in my life, I realized that what I thought about money just wasn't true. I learned that I could change my perception of money. This shift in my thinking was a pivotal event for me that led from my being a school teaching to owning my own business. I am so grateful for this book. Eker's seminars are outstanding as well. Just like his book, he forces you to look at your habits and thoughts. No hiding out in your comfort zone (so that's the link with yoga!) Mira Jacquin
Guest More than 1 year ago
I can¿t remember ever reading a book so full of contradiction and nonsense. This author is so typical of what our society deifies today. He is also a product of deception, taking advantage of those who are less fortunate, offering magical chants and thoughts that are supposed to turn things around financially for everyone. I was aghast at how, through the pages, the author essentially calls his readers idiots unless they heed his advice, which is followed every few pages by an ad for his rather expensive seminars. I was amused at the author¿s advice for his readers to start saving their change, telling them that if they do this, eventually they will become rich. At one point, the author advises saving just a dollar a month, and tells his readers that they will have $2,048 in one year. I read this section twice, trying to figure out what kind of math formulas the author was using to figure this out. The author creates his own religion throughout the book, asking his readers every few pages to place their hands on their hearts and then their heads, and start chanting. Misleading and deceptive throughout, the author tells his readers that by simply establishing a state of mind, they can become rich. Later, he contradicts himself by telling his readers that they need to work toward this goal. At one point, he simply says that if one wants to be rich, he or she should buy real estate. He gives no plan for someone who has no money to do this, but suggests that everyone do it as much as they can. The author tells his readers that in order to get rich, they need to invest their money, but doesn¿t seem to consider those who, as he labels them, are ¿broke.¿ How does someone with no money invest money? He insults poor people by writing that the only thing they are is ¿poor!¿ I can go on and on about this author, but we have seen him recycled so many times over, it would be a waste of time. If you want to be rich, work hard, save your money, and invest wisely. Listening to some charlatan won¿t do a thing for you except amuse you slightly. In the later pages, the author invites his readers to come to a seminar for free along with a companion by bringing the invitation on the page and the proof of purchase for the book. Again, the author doesn¿t take into consideration here his primary readership: the poor, who might be buying the book at a discount on eBay or Yahoo or from some other source second-hand. With no proof-of-purchase at the full price, these readers will not be able to gain access to the seminar. But here¿s the main thing to observe: If the author¿s main objective is to help poor people get rich, why is he charging them the $19.95 for the book in the first place? The answer to that is obvious: To make himself richer by taking advantage of the very people he claims he wants to make rich. Personally, I didn¿t pay a cent for this book, and never would! The ironic thing is that the book was recommended to me in early 2005 by a security guard, who, in late 2005, is still a security guard. I can go on and on about this author, but we have seen him recycled so many times over, it would be a waste of time. If you want to be rich, work hard, save your money, and invest wisely. Reading the words of some charlatan won¿t do a thing for you except amuse you slightly.
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superuncle More than 1 year ago
Harv is a great author!
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Joe_Newbie More than 1 year ago
I thought that the book had some good advice on how you should think about and approach money and life, but at the end of the day it was almost like an advertisement for his seminars. It also didn't offer allot of practical advice on how to use the information in the book. I believe that there are much better books out there in regards to how to think and act like a millionaire.
Anonymous More than 1 year ago
Easy read. Will make you examine your habits.
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jorisia washington More than 1 year ago
Definitely based on realistic attitudes and the thought process of the millionaire mind. I enjoyed it immensely; and refer back to it on many occasions.
RRPNY More than 1 year ago
If you've ever wonder why some folks are rich and you are not this is the book for you. Pay attention you might learn something.
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