Showing America a New Way Home: Expanding Opportunities for Home Ownership

Overview

Since 1968 Fannie Mae, the nation's largest financial institution and a major force in the housing market, has provided more than $1.5 trillion in housing financing. Fannie Mae's chairman and CEO James A. Johnson - the most significant leader in our country's housing finance system - has dedicated his organization to reducing housing costs, eliminating mortgage discrimination, and expanding opportunities for the millions of Americans who dream of owning their own homes. In this book, Johnson explains the major ...
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0787902721 BRAND NEW! 1999 Hard Cover First Edition. We ship Expedited & International!

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Overview

Since 1968 Fannie Mae, the nation's largest financial institution and a major force in the housing market, has provided more than $1.5 trillion in housing financing. Fannie Mae's chairman and CEO James A. Johnson - the most significant leader in our country's housing finance system - has dedicated his organization to reducing housing costs, eliminating mortgage discrimination, and expanding opportunities for the millions of Americans who dream of owning their own homes. In this book, Johnson explains the major forces shaping current patterns of home ownership and describes new ways of making homes more affordable to all Americans. He shows how recent forces like the investor-based mortgage system, advances in technology, changing demographics, and other factors are converging to create the greatest increase in home ownership since the post-World War II housing boom. Johnson reveals the details of the plans Fannie Mae is pursuing in order to increase home ownership, strengthen the housing industry and boost the economy. He relates the history of home ownership to the cultural, economic, and political landscape of the United States. And his exploration of discrimination and the many other barriers that keep people from buying homes today will be of particular interest to real estate executives, mortgage bankers, community leaders, policy makers, and potential home owners.
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Editorial Reviews

Library Journal
Johnson is chair and CEO of Fannie Mae, the privately owned corporation that finances 20 percent of America's mortgages. As such, he could be expected to stump for home ownership, which he does in this book, including its history and its extent: 65 percent of American households own homes; for comparison, 30 percent do in Switzerland, 40 percent in Germany, and 61 percent in Japan. On the other hand, 33.5 million households rent, mainly, Johnson believes, because they don't know the mechanics and terminology of buying a home. He presents a ten-point program for increasing home ownership in America, hoping to raise it to 70 percent. Few would dispute the advantages of owning a home, but the obvious needs to be repeated now and then. Whether this justifies a whole book is problematic. Not an urgent purchase.Alex Wenner, Indiana Univ. Libs., Bloomington
Booknews
A mission statement from the CEO of the nation's largest financial institution. Johnson reveals Fannie Mae's plans to increase home ownership, strengthen the housing industry, and boost the economy. Relates the history of home ownership to the cultural, economic, and political landscape of the US, and explores discrimination and other barriers that prevent people from buying homes. Annotation c. by Book News, Inc., Portland, Or.
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Product Details

  • ISBN-13: 9780787902728
  • Publisher: Wiley, John & Sons, Incorporated
  • Publication date: 1/28/1996
  • Series: Public Administration Ser.
  • Edition number: 1
  • Pages: 175
  • Product dimensions: 6.32 (w) x 9.33 (h) x 0.84 (d)

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