Social Security

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Overview

Social Security, created in 1935 during President Franklin D. Roosevelt's administration, has helped millions of older and disabled Americans avoid poverty. Today, however, the system faces serious financial problems. Critics warn that the system cannot survive unless it is reformed. The leading proposal for reform would allow workers to invest part of their Social Security taxes into personal retirement accounts. Reformers insist that these accounts would avert Social Security's collapse, make workers more ...

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Overview

Social Security, created in 1935 during President Franklin D. Roosevelt's administration, has helped millions of older and disabled Americans avoid poverty. Today, however, the system faces serious financial problems. Critics warn that the system cannot survive unless it is reformed. The leading proposal for reform would allow workers to invest part of their Social Security taxes into personal retirement accounts. Reformers insist that these accounts would avert Social Security's collapse, make workers more self-reliant, and spur economic growth. Defenders of the current system argue that Social Security does not need major restructuring. In their opinion, adjustments to the payroll tax, benefit structure, and retirement age would preserve Social Security and ensure future generations a secure retirement.

Each book in the Point/Counterpoint series offers all the statutes, legal opinions, and studies a student needs to structure a cohesive argument on a given controversial topic. Issues are presented from multiple points of view; sidebars cite laws, opinions, and court cases to aid in critical analysis; appendices help students conduct legal research; and all sources are fully documented.

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Product Details

  • ISBN-13: 9781604137750
  • Publisher: Facts on File, Incorporated
  • Publication date: 3/1/2011
  • Series: Point/Counterpoint Series
  • Pages: 136
  • Age range: 14 - 17 Years
  • Product dimensions: 6.10 (w) x 9.00 (h) x 0.50 (d)

Table of Contents

Foreword 6

Introduction: The Story of Social Security 11

Point: Social Security Is Unsustainable 27

Counterpoint: Social Security Is a Wise Investment 40

Point: Social Security Does More Harm Than Good 53

Counterpoint: Social Security Helps Millions of Americans 64

Point: Personal Accounts Are Superior to Social Security 77

Counterpoint: Personal Accounts Are Dangerous 90

Conclusion: Social Security's Future 102

Appendix: Beginning Legal Research 116

Elements of the Argument 119

Notes 121

Resources 125

Picture Credits 127

Index 128

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