Student Loans: Risks and Realities

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This timely volume objectively addresses the major issues and questions raised about student aid programs. It examines the realities of student loans and provides a balanced analysis of the present and future prospects for financing higher education.

Educators, guarantee agency administrators, and state and federal officials analyze student indebtedness and the repayment of loans. They evaluate how five other industrialized nations structure grants and education loan programs and address the challenging problem of extending opportunities for higher education to low-income students. The vital need for support in the application process and for debt management counseling in high schools and colleges is discussed, as is innovative private sector support. A necessary resource for everyone concerned with higher education issues.

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Product Details

  • ISBN-13: 9780865691650
  • Publisher: ABC-CLIO, Incorporated
  • Publication date: 8/30/1987
  • Pages: 226
  • Lexile: 1420L (what's this?)
  • Product dimensions: 6.00 (w) x 9.00 (h) x 0.63 (d)

Meet the Author

JOSEPH MARR CRONIN is President of the Massachusetts Higher Education Assistance Corporation and Chairman of the board for the New England Education Loan Marketing Corporation, Education Loan Services, Inc., and The Education Fund.

SYLVIA QUARLES SIMMONS is Senior Vice President of the Massachusetts Higher Education Assistance Corporation.

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Table of Contents

Myths and Realities of Student Indebtedness

Repayment, Responsibility, and Risk

The IRS Student Loan Collection Program

The Dilemmas of Loan Counselling

Access to Higher Education

Minority Students in Higher Education

International Perspectives

Student Financial Aid

The Prospect for Family Education Loans

Improving Student Aid

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  • Anonymous

    Posted May 14, 2008

    A great introduction to education loans

    Although a 1987 book, all of the issues of minority access and loan indebteness get discussed here. Ideal briefing for financial aid officers or new presidents of colleges.

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