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Posted March 4, 2010
I did not order this book, nor did I receive it for review purposes. It came unsolicited in the mail. I assume that it was sent out free to various people, and perhaps to everyone, on Focus on the Family's mailing list. When it arrived, I decided that I ought to go ahead and read it, but I kept putting it off and putting it off, again and again, and finally had to make myself read it because the subject matter is something in which, to be honest, I am totally disinterested, although I must admit that Blue and White try to make what could be dull and dry reading a little more interesting with their humor.
While I understand that the Bible does contain general principles which should govern the financial decisions of those who wish to please the Lord, I am always leery of any book which claims, or even seems to claim, that it contains a "divine plan" of ordering one's finances so that if you just follow some "three-step Biblical program to prosperity" God will automatically make you healthy, wealthy, and wise. It is always easy to find a financial scheme that appears s to be successful and then go to the scriptures in an attempt to find justification for it. To be fair, this book does not necessarily do that. On the one hand, the authors do say, "These four financial principles are so simple that they may easily be overlooked..They were outlined thousands of years ago in the Bible." But they also admit, ".Every spending decision fits into one of these five uses, or categories. How much of your money should go into each category? We can't give you exact amounts. The Bible doesn't command us to dedicate a certain percentage to each area..You'll need to study these and then decide.what to allocate to each."
So there is room for individual application. The book doesn't come across with an "if you don't do it exactly the way we suggest, then you're sinning against the Lord's teaching" attitude. And, in fact, it does contain some very good practical advice on taking a financial physical, setting goals, spending and saving, avoiding (unnecessary) debt, and investing wisely. Notice I inserted the word "unnecessary" before debt. There are some, even in the homeschooling movement, who teach, or at least leave the impression, that to borrow money and be in debt under any circumstances is a sin. Blue and White, while wisely counseling the kind of extended personal debt so common in our materialistic society, do list as one of their "key beliefs" that "Borrowing is not a sin." Like any other work by men, there may be things which some people will not find applicable to their personal situation, so take those suggestions which do apply and ignore those which don't. A free discussion guide for this book can be downloaded from Christian Book Guides. It might serve as a good resource for a homeschool study of economics.
Posted May 10, 2009
Posted February 20, 2009
Financial how-to books can be very daunting and confusing. This one wasn't. It is written for the average person with clear ideas and biblical references. Everyone knows especially in this current financial climate that they "should be" saving, spending wisely, investing, and just generally being very careful with their money. BUT, ah the big but, most people find it intimidating so they don't do it, they ignore the advice. I think that this book will help bring the big intimidating monster down to a manageable size and make money management a "can do" rather than a "can't do". I liked principle that they used in the chapter "40 Money Saving Tips" that it's wiser to save already taxed dollars then to work a second job and have to pay the taxes on that money too before it can be used. There is also a some work pages with questions that help to establish your real goals, dreams, and what you are actually willing to do to work towards them. The visual examples of how money and budgeting works are also simple and easy for anyone to grasp. For instance in Chapter 6 instead of listing all the imaginable places to spend money they categorize everything into 5 main uses: Giving, Taxes, Saving/investing, short-term debt repayment, lifestyle choices. How easy is that! If you are going to spend some money it will obviously fall into one of the categories no matter what the reason is.
This is a good book about money management and how to survive the currant as well as the future economic turndowns. If you start now, this one will be survivable and the next one won't hit you as hard because of course, there will be a next one.
Posted February 9, 2009
This small book is user-friendly and filled with beneficial<BR/>information. It is set up so you can keep referring to the parts most useful to you over and over again. This book left me with so many practical tips and it was easy to understand, which gives me hope in these uncertain times.<BR/><BR/>This book is 127 pages of very practical, encouraging and helpful tips on how to weather the financial storms of life, no matter what they maybe. Jesus said, "In this life you will have trouble". He did promise to be with us in the storm. We have a choice to believe that and seek His comfort or go it alone. Our attitude will affect how we go through any storm. We choose our attitude, approach and response to these storms. It will affect the outcome. I loved how they explained this in the book.<BR/><BR/>If we buy into the fear the media feeds us, we can overreact to any situation. Ron Blue says "You don't have to react to your changing financial climate. You can thrive during economic uncertainty. How we respond to unexpected events of life will directly and indirectly affect our personal finances." And everything else in our life, for that matter.<BR/><BR/>Ron Blue and Jeremy White, CPA, agree it's not easy, but being constant and disciplined to meet your goals, will pay off huge in the long run.<BR/><BR/>This book was easy to read and I found the instructional help I<BR/>needed. I loved the 'Information' boxes used throughout this book. These boxes made it easy to go back to facts as I needed them to generate new financial habits.<BR/><BR/>Some of the Topics are:<BR/><BR/>4 Things to do if you've heard your bank may fail<BR/>6 incredible promises from God to Remember in tough times<BR/>7 Websites to visit for helpful personal finance resources<BR/>8 Things not to skimp on during tough economic times<BR/>5 Places to find Extra Cash to Build your emergency fund<BR/><BR/>(Several more boxes are through out the book - very useful and encouraging)<BR/><BR/>There is a large chapter on investments and investing. It shows you how to deal with the situation you have and what to do with investments in the future.<BR/><BR/>There's a great chapter at the end of the book on 40 money-saving tips that you'll be referring to often. There are great money tips that are easy to apply to your life and save right away. I was pleasantly surprised and encouraged by this book and you will be too. There is something for everyone.<BR/><BR/>Book Club Servant Leader<BR/><BR/>www.psalm516.blogspot.com<BR/>Christian On-Line Magazine - ColuminstWas this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.
Posted September 6, 2010
No text was provided for this review.