Ten Percent Solution: Simple Steps to Improve Our Lives and Our World


This potentially life-changing book challenges readers to find solutions to the problems that confront them — individually and globally. Marc Allen offers simple, doable solutions to both personal financial problems and global problems. Key to many of these solutions is both saving and giving away 10 percent of one's income, also known as "tithing." By taking the kinds of actions recommended in this book, individuals cannot only achieve financial security but can contribute ...
See more details below
BN.com price
(Save 10%)$13.00 List Price

Pick Up In Store

Reserve and pick up in 60 minutes at your local store

Other sellers (Paperback)
  • All (25) from $1.99   
  • New (4) from $3.00   
  • Used (21) from $1.99   
Ten Percent Solution: Simple Steps to Improve Our Lives and Our World

Available on NOOK devices and apps  
  • NOOK Devices
  • NOOK HD/HD+ Tablet
  • NOOK
  • NOOK Color
  • NOOK Tablet
  • Tablet/Phone
  • NOOK for Windows 8 Tablet
  • NOOK for iOS
  • NOOK for Android
  • NOOK Kids for iPad
  • PC/Mac
  • NOOK for Windows 8
  • NOOK for PC
  • NOOK for Mac
  • NOOK Study
  • NOOK for Web

Want a NOOK? Explore Now

NOOK Book (eBook)
BN.com price
(Save 27%)$13.00 List Price


This potentially life-changing book challenges readers to find solutions to the problems that confront them — individually and globally. Marc Allen offers simple, doable solutions to both personal financial problems and global problems. Key to many of these solutions is both saving and giving away 10 percent of one's income, also known as "tithing." By taking the kinds of actions recommended in this book, individuals cannot only achieve financial security but can contribute substantially to a better world.
Read More Show Less

Editorial Reviews

Publishers Weekly
Allen, an entrepreneur, speaker and founder of New World Library, desires to share an important message: many individual and societal woes would be eliminated if people followed two old-fashioned traditions: saving 10% of their income until they reach financial independence and giving away 10% of their income to charitable or social organizations. He tells this message anecdotally in this small tome. Feeling depressed over his work and his financial troubles, Allen visited an elderly friend, Bernie, who took him for a walk. Bernie described how people could transform their lives by following these two simple rules. Although Allen was initially skeptical, he began to take this advice and soon found himself far more successful (financially and emotionally) than he ever expected. Allen's ideas, especially about tithing, are not new and are fairly sound financial advice but hardly guarantee a secure or wealthy future. Given the uncertain economic times and increasing concern with traditional values, Allen's message will likely appeal to many. However, this inspirational book is not prescriptive enough for those in true financial distress. (Mar. 15) Copyright 2001 Cahners Business Information.
Read More Show Less

Product Details

  • ISBN-13: 9781577312130
  • Publisher: New World Library
  • Publication date: 2/28/2002
  • Pages: 160
  • Sales rank: 806,297
  • Product dimensions: 5.42 (w) x 6.90 (h) x 0.39 (d)

Read an Excerpt

Chapter One

                        It was late in the fall. The pyracantha bush overgrowing everything outside my window had exploded into masses of bright red berries, and a screaming flock of birds attacked it wildly and joyfully, getting drunk on fermented berry juice.

    The sun was bright and warm; it felt wonderful on my face. But I didn't have much time to enjoy the pleasures of a sunny day — I had to get to work and confront the problem.

    It was with me the moment I woke; for months it had been a deep, aching presence in the pit of my stomach. It had been with me ever since I started my own business, and had been steadily growing and growing, until now I had to face it. I had to do something.

    I went into my funky little office and went through the mail and — my God! — some bank had been reckless enough to send me yet another pre-approved credit card. I called the toll-free number and activated the card immediately, then jumped in my car and headed for the nearest bank to get the cash advance I needed to cover the rent, utilities, and — worst of all — all the other credit-card payments that were overdue.

    That old familiar anxiety was even worse when I got back to the office. Now I was another $5,000 in debt. How was I going to make the payments?

    I had no idea. I was tired. My work was slow and clumsy. It all felt like such a struggle.

    Then Bernie called, in the earlyafternoon, as I was staring into space doing triage — trying to figure out who absolutely needed to be paid in order for my little business to survive for a week or two. Bernie quickly talked me into taking a walk with him behind his home. It had been quite a while since I'd seen him. The work could wait.

    I drove out into the country. It had rained hard the night before, and leaves dazzled in the sun. I should do this more often, I thought. Just drive alone somewhere, anywhere, as long as it's out of the city. It helps quiet my restless mind in some way, and eases anxiety.

    When I reached the driveway, an old man in a sweat suit ambled across the lawn to meet me. His white running shoes perfectly matched his slicked-back white hair.

    "Bernie, you look pretty spiffy," I said. I'd usually seen him wearing a conservative brown old-man's suit—though with a tie-tack made of the biggest gold nugget I'd ever seen.

    He chuckled and said, "Got some good walking shoes?"

    He led me into his home. We had a glass of cold water, went out his back door, and crossed his big backyard. It led to a trail that wound into the hills through a grove of sweet-scented pines and lush ferns.

    "We should get out and walk more," Bernie said to me over his shoulder. "Be more like Carl Sandburg. He said he needed to take long walks, so he could stop and sit on a rock and ask himself, Who am I? Where am I going?"

    We walked on, out of the woods now and onto dry, golden grassy meadows that dipped down into cool areas shaded with oaks, madrone, and bay trees. We didn't talk for a long time. It was almost hot in the sun, that last autumn warmth you savor so much. It was cool in the shade, and I could feel winter coming on.

Chapter Two

                          My thoughts wandered over many things as we walked along in silence. I thought of the meetings we'd had over the past year or so since I met Bernie. He was a remarkable old man, given to long periods of silence interspersed with little talks that were always worth thinking about.

    I thought of the time he had told me about a Utopian novel he was writing, or at least thinking about writing, I wasn't sure which. I often thought about what he said that day, because his novel presented a blueprint for an entirely possible future.

    He imagined that, in the not-too-distant future, some hugely successful corporation would set up and fund a nonprofit organization that becomes far more successful than the parent company, creating vast amounts of income from both donations and the great number of successful enterprises it launches. Its mission is to get more and more people and corporations worldwide to donate at least five to ten percent of their income to help people on every level of society — to feed, shelter, educate, and support anyone and everyone who needs assistance in creating better lives for themselves, and even in fulfilling their dreams.

    Millions would be trained to teach people how to better their lives; millions would be trained and employed to do valuable service work for people and the environment.

    The work of these people, combined with what governments and religious organizations and corporations and other groups can and should do, would be enough to change the world, and make poverty and hunger and even war a distant memory from a dark age.

    It was a great, glorious vision of a world with a steadily increasing standard of living for everyone, propelled forward not by governments — though they were certainly part of the solution — but by the powerful principle of tithing applied by a large number of individuals and corporations worldwide.

    Bernie said that one person's vision vould show us it has possible to improve the world, even transform the


Excerpted from THE TEN PERCENT SOLUTION by Marc Allen. Copyright © 2002 by Marc Allen. Excerpted by permission. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.

Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star


4 Star


3 Star


2 Star


1 Star


Your Rating:

Your Name: Create a Pen Name or

Barnes & Noble.com Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & Noble.com that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & Noble.com does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at BN.com or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation


  • - By submitting a review, you grant to Barnes & Noble.com and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Noble.com Terms of Use.
  • - Barnes & Noble.com reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & Noble.com also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on BN.com. It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously

    If you find inappropriate content, please report it to Barnes & Noble
    Why is this product inappropriate?
    Comments (optional)