The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors

The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors

by Jonathan Golin, Philippe Delhaise
     
 

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From the United States S&L crisis of the '80s and the Asian banking crisis of the '90s, to the recent HSBC money laundering scandal and the LIBOR rate fixing scheme, it seems that hardly a year has gone by over the past three decades that the banking industry hasn't made sensational headlines.

While the financial services industry generally, and

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Overview

From the United States S&L crisis of the '80s and the Asian banking crisis of the '90s, to the recent HSBC money laundering scandal and the LIBOR rate fixing scheme, it seems that hardly a year has gone by over the past three decades that the banking industry hasn't made sensational headlines.

While the financial services industry generally, and banks in particular, continue to provide some of the most attractive investment opportunities in today's global markets, financial analysts, investment managers, and savvy investors of every stripe must be especially diligent when assessing the fitness of banking institutions. This is no easy feat, considering that the world of banking has its own conventions and arcane jargon devised, it would seem, to serve no other purpose than to confuse outsiders. It is also important to note that banks don't operate like other types of companies, and investors attempting to make sense of bank income statements and balance sheets can easily become confused, or worse, be led dangerously astray.

Coauthored by a Harvard-trained attorney with years of experience at the world's leading specialist bank rating agency and a past president of Thomson BankWatch Asia, The Bank Credit Analysis Handbook, Second Edition is your hands-on guide to the theory and practice of bank credit analysis and rating.

Clearly, concisely, the authors:

  • Demystify banking terms, concepts, principles and practices for all finance professionals
  • Walk you, step-by-step, through the analysis of bank financial statements
  • Provide an abundance of charts, graphs, and spreadsheet illustrations
  • Explore regional variations, globally, in banking, bank analysis, and bank ratings
  • Describe the roles that bank credit analysts play, as well as the methodologies they use
  • Include international case studies from North America, Asia, and Europe
  • Devote an entire chapter to bank equity analysis
  • Supply a unique, insider's view of the credit assessment and credit rating of financial institutions
  • Arm you with an understanding of the reality behind published financial statements
  • Offer coverage of the Basel Accords on Capital Adequacy and Liquidity and share their view that a bank could be compliant under those and other regulations without being creditworthy.

A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook is a must-have resource for equity analysts, credit analysts and bankers, as well as wealth managers and investors.

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Editorial Reviews

From the Publisher
“…For analysts of financial institutions, this book is a must buy…” (Financial World, 1 November 2004)

Product Details

ISBN-13:
9780470821572
Publisher:
Wiley
Publication date:
06/18/2013
Series:
Wiley Finance Series, #675
Edition description:
Revised
Pages:
1056
Product dimensions:
6.30(w) x 9.45(h) x 1.41(d)

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