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The Debt

The Debt

4.8 5
by Karina Halle

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Her life changed in an instant.
And he's the only one who could have prevented it.

**From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance about those McGregor men.**

Jessica Charles shouldn't have even been in London when the unthinkable happened.
She should have been back at home in


Her life changed in an instant.
And he's the only one who could have prevented it.

**From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance about those McGregor men.**

Jessica Charles shouldn't have even been in London when the unthinkable happened.
She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, preparing the baby shower for her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always.
But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica's world changed forever.
Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes.
That is until a stranger enters her life. A stranger who makes her live again.
Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you've got pretty much the perfect Scotsman.
Except Keir is anything but perfect. He's got a past he's running away from and a guilty conscience he can't seem to shed. But the more time he spends with Jessica, the more he falls in love with her.
And the more his secret threatens to tear them apart.
He may have been a stranger to her.
But she’s never been a stranger to him.

Editorial Reviews

From the Publisher
"The Debt was an engaging read!" ---Daydreaming Books

Product Details

Karina Halle
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File size:
407 KB
Age Range:
18 Years

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Meet the Author

From a rock music journalist to a New York Times & USA Today bestselling author for The Pact, Where Sea Meets Sky, The Artists Trilogy series, and over 20 other books, Karina Halle has seen a lot of the world. Luckily, all the years of dabbling in different careers and traversing the globe has given her the perfect background for her stories. Whether it's writing horror romance, romantic suspense or contemporary romance, Karina manages to combine very real people and relationships with very edgy circumstances. When she's not writing about flawed characters or chilling situations, you can find her on Salt Spring Island, BC, drinking wine in her 1920's farmhouse with her husband and their adopted pitbull.

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The Debt 4.8 out of 5 based on 0 ratings. 5 reviews.
Anonymous More than 1 year ago
This book was amazing! I felt so many emotions while reading it. And I truly wish I could give this book 10 stars! Definitely a must read.
Anonymous 4 months ago
A little bit of a slow start but overall very interesting .
BookWorm221 More than 1 year ago
The reason why I love Karina’s writing so much is because she unlike any author I’ve read manages to make the characters very real, like I half expect to run into them on the streets kind of real, it is so easy for me to just imagine that the story that I’m reading actually happened at one point, from the first book I read by her (Love, in English) I knew that she wasn’t afraid to tell the hard truths, to write about things that sometimes are hard to even talk about, those thoughts that you have and are afraid to voice, she isn’t afraid and I just love that. In this story she brings us along for Kier and Jessica’s healing process, after both of them experiencing hard times throughout their lives finding each other and finding that comfort and safety in each other’s company was so good to read. Of course not everything is roses and butterflies or whatever and those moments of drama of fear made this book an amazing read, by the last chapters I found myself skimming ahead because I couldn’t wait to find out what happened. If you like stories with a good heartpunch then this is one book you can’t miss.
cordee More than 1 year ago
5 Mermaid Stars Imagine you go about your day, thinking nothing about the things you usually do. You go to work, go for a beer, you think shopping is what you want to do right now and all of sudden your life changes. In the blink of an eye you are thrown into chaos. This is what happens to Jessica in Karina Halle's new installement of her McGregor men. Jessica is the victim of a terrorist attack. Not a terrorist from abroad. A terrorist who used to fight for the country she lives in, yet something must have shifted, because he just goes ahead and shoots people in the middle of London's Oxford Street. Jessica survives the attack but is left with a mangled leg and a huge case of survivors guilt. The survivor in her knows that she needs help so she finds a support group of people who live with PTSD. After one of her meetings she goes to a pub where she meets Keir McGregor. The attraction is instant but she has no business to burden somebody with her messed up life. Keir has been living with guilt too. He is the reason why Jesscia was shot. His only thought surrounding the attack on Oxford Street is "if only I had said something...". He wants to make it up to the beauty he doesn't exactly meet by chance. The more often he sees her, though, the deeper he falls for her brave heart and her strength. There is only one problem...how can he tell her that he is guilty for her to be shot in the first place? Karina Halle gives us again two completely damaged and flawed souls who both have to face their own demons to receive absolution. They don't realize that they have to forgive themselves before they can gain it from somebody else. Jessica is incredibly strong and her way to healing is hard and stony. Keir is the person who holds her hand along the way but doesn't let her pity herself too much and gets her out of her head if things get too intense. He is sweet, careful and tender with her, her wellbeing and feelings are always put above his own. I loved this about him. He treats her with reverence, as if she were a delicate flower, yet he knows that she has immense strength. Each of them is brave in their own way and while Keir thinks he is bound to lose his girl if he reveals his role in her tragedy he still does everything to soften the blow and doesn't give up to help Jessica heal and find a footing in life again. This story is about forgiving yourself, even if there is nothing to forgive. The slow burn between Keir and Jessica was all kinds of sweet and sexy. The development of their relationship was absolutely plausible, their way to salvation emotional and intense. Their love is raw and complicated and has something desperate that more often than not is not healthy in real life. Karina Halle's McGregor men are always alpha but also always swoonworthy and sweet. I have read all of them (except Brigs but he'll follow soon) and each and everytime I was swept off my feet by them. Not only is Ms. Halle a master of character driven stories she also has an incredible talent for making the Scottish landscape appear in your mind with her vivid description. I am pretty sure that this is not the last we've heard about this family and I am looking forward to the next book in this series.
Anonymous 12 months ago
Good story!