Dan Ramsey (Willits, CA) is the author of more than two dozen business books, including The Everything Guide to Starting and Running a Retail Store and The Everything Sales Book. Mr. Ramsey has operated numerous retail and services businesses over the past forty years.
Stephen Windhaus (Port St. Lucie, FL) is a principal in Windhaus Associates (www.windhaus.com), a professional business plan development service based in Florida since 1999. He is the coauthor of Ten Minute Guide to Business Writing. He has written hundreds of successful business plans and presented numerous startup seminars and workshops.