The Guide to Personal Budgeting: How to Stretch Your Dollars Through Wise Money Management

Overview

If at the end of each month you wonder where all your money went, let financial expert David Scott show you how to manage it effectively in this practical, informative book. With the Scott method, you don't need to be a financial whiz to adopt, and stick to, a workable personal budget. By taking the guidance from this book and adding a dash of desire and a little common sense, you can end up with a solid plan for a secure financial future.
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Overview

If at the end of each month you wonder where all your money went, let financial expert David Scott show you how to manage it effectively in this practical, informative book. With the Scott method, you don't need to be a financial whiz to adopt, and stick to, a workable personal budget. By taking the guidance from this book and adding a dash of desire and a little common sense, you can end up with a solid plan for a secure financial future.
Read More Show Less

Editorial Reviews

Library Journal
This is the first in a series of finance guides for middle-income families and singles. Scott, a finance instructor, presents a step-by-step process for establishing a simple personal budget. The book uses simple language and clear tables in describing a useful budgeting system that is easy to set up and maintain. In addition, included at the end of each chapter is a ``Dollar Stretchers'' section, which presents helpful hints to save money. One drawback is the exclusion of forms to use in setting up a budget; instead, the book asks the reader to use ledger paper or pencil and ruler. Finally, Scott includes a chapter showing how to construct a budget using Lotus 123 computer software. A useful guide for public libraries.-- Joel Jones, Jefferson Cty. P.L. System, Arvada, Col.
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Product Details

  • ISBN-13: 9781564407337
  • Publisher: Globe Pequot Press
  • Publication date: 6/1/1995
  • Series: Money Smarts Series
  • Edition description: All new 2nd ed
  • Edition number: 2
  • Pages: 160
  • Product dimensions: 5.28 (w) x 8.02 (h) x 0.48 (d)

Table of Contents

Introduction
Ch. 1 Why Budgeting Is Worthwhile 1
Dollar Stretchers 11
Ch. 2 Getting Started 13
Dollar Stretchers 23
Ch. 3 Establishing and Attaining Financial Goals 25
Dollar Stretchers 41
Ch. 4 The Balance Sheet: What You Own and Owe 43
Dollar Stretchers 57
Ch. 5 The Main Event: Putting Together Your Budget 59
Dollar Stretchers 86
Ch. 6 Using a Computer for Personal Budgeting 89
Dollar Stretchers 113
Ch. 7 What to Do with Your Savings 115
Dollar Stretchers 133
Index 135
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