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The Holy Spirit, Your Financial Advisor: God's Plan for Debt-Free Money Management

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Overview

Most people are cautious about any advice they receive concerning their finances. But what if that advice were to come from the Holy Spirit, the third person of the Trinity? In The Holy Spirit, Your Financial Advisor, Dr. Creflo Dollar investigates what the Bible has to say about the role of the Holy Spirit in the area of making and keeping money and discovers some surprising truths.

In this book, readers will...

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The Holy Spirit, Your Financial Advisor: God's Plan for Debt-Free Money Management

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Overview

Most people are cautious about any advice they receive concerning their finances. But what if that advice were to come from the Holy Spirit, the third person of the Trinity? In The Holy Spirit, Your Financial Advisor, Dr. Creflo Dollar investigates what the Bible has to say about the role of the Holy Spirit in the area of making and keeping money and discovers some surprising truths.

In this book, readers will discover that the Holy Spirit will help them . . .

  • Know what God's word says about the person and work of the Holy Spirit
  • Hear and obey the guidance provided by the Holy Spirit
  • Access supernatural power to manage money
  • Apply practical knowledge to take control of finances
  • Tap into the wisdom of total life prosperity
  • Change a poverty mindset
  • Discover God's system of seedtime and harvest
  • Practice true success
Practical application questions and activities at the end of each chapter provide the reader with further helpful strategies for obtaining financial freedom.
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Product Details

  • ISBN-13: 9781455577286
  • Publisher: FaithWords
  • Publication date: 9/17/2013
  • Pages: 224
  • Sales rank: 455,342
  • Product dimensions: 6.20 (w) x 9.10 (h) x 0.90 (d)

Meet the Author

Dr. Creflo Dollar is the founder and senior pastor of World Changers Church International (WCCI) in College Park, Georgia; World Changers Church-New York; and satellite churches like World Changers Church-Houston, Los Angeles, and Norcoss. His award-winning Changing Your World broadcast reaches nearly one billion homes around the world. Dr. Dollar is the publisher of Change, an online magazine featuring inspiring, challenging, and life-changing articles that deal with everyday life issues, and The Max, a resource newsletter for ministry leaders. A much-sought-after conference speaker, Dr. Dollar has books, CDs, audiotapes, and videotapes in worldwide distribution. He is the author of 8 Steps to Create the Life You Want, Winning In Troubled Times, and The Divine Order of Faith, which has been added to the curricula of Christian colleges across the United States. He and his wife, Taffi, have five children and live in Atlanta, Georgia. You can visit Creflo Dollar Ministries at www.creflodollarministries.org.

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Read an Excerpt

The Holy Spirit, Your Financial Advisor

God's Plan for Debt-Free Money Management


By Creflo Dollar

FaithWords

Copyright © 2013 Creflo Dollar
All rights reserved.
ISBN: 978-1-4555-7728-6



CHAPTER 1

KNOWLEDGE OF HIS WORD PREPARES OUR HEARING


O taste and see that the Lord [our God] is good! Blessed (happy, fortunate, to be envied) is the man who trusts and takes refuge in Him.

—PSALM 34:8

Every Scripture is God-breathed (given by His inspiration) and profitable for instruction, for reproof and conviction of sin, for correction of error and discipline in obedience, [and] for training in righteousness (in holy living, in conformity to God's will in thought, purpose, and action) ...

—2 TIMOTHY 3:16

[And I pray] that the participation in and sharing of your faith may produce and promote full recognition and appreciation and understanding and precise knowledge of every good [thing] that is ours in [our identification with] Christ Jesus [and unto His glory].

—PHILEMON 1:6


Several years ago, I experienced a very interesting situation. I was dealing with a business contractor and became very frustrated because I thought a particular product was going to be turned over to me, but it did not work out that way. Since the product was already paid for, I became extremely frustrated. My sleep was disturbed because I was so agitated, and I spent the night trying to figure out how to legally resolve the situation. Not once did I acknowledge the true solution—God and His Word.

The next morning I woke up feeling the same frustration. I began to pray in the Spirit, and God interrupted me. He said, "Why are you allowing this situation to steal your peace and frustrate you?" I told the Lord all about how I thought it wasn't fair and so forth. He said, "I want to teach you something about trust."

He began dealing with me about trusting Him. Proverbs 3:5 says, "Lean on, trust in, and be confident in the Lord with all your heart and mind and do not rely on your own insight or understanding." I was leaning on my own insight and understanding. Once I placed my trust and confidence in God's ability to handle the situation, I was no longer frustrated, and I received the solution I needed.

I have discovered that some of the greatest manifestations in the Bible came as a result of reliance and confidence in God. I have also discovered that many times people believe God, but they don't trust Him. Actually, I believe they sometimes confuse the two. When we trust God, we rely and depend on Him to work out the situation.

I have also discovered that many times people believe God, but they don't trust Him.

It is not unusual for people to confuse faith and trust. However, there is a difference between the two. Faith is a practical expression of the confidence we have in God and His Word, while trust is a practical expression of our commitment to God and His Word. The question is, how committed do we remain to God and His Word when it comes to issues in life that irritate us? A sure indication of a lack of trust is frustration. In other words, whenever a situation robs us of our peace, we are not trusting God.

When it comes to our finances, we are often faced with challenges. But we can maintain our peace by trusting God to meet our needs. We must say, and mean, "Everything is going to be just fine." That is what trust is all about. It is a lifetime commitment to rely on God no matter what challenges we face in life. Many times, I have had to say, "Well, God, I don't know how you are going to do this, or when, but I trust you." Because I have developed my trust in God, I am no longer disturbed by irritating circumstances. Whenever they arise, I simply look to Him and say, "Lord, I trust you, and I know that everything will be just fine."


Trusting Him and His Word

God revealed to me that trusting Him is similar to following directions in order to reach a certain destination. When you need to get somewhere you've never been before, and someone who already knows the way gives you directions, you don't question that person. You simply follow the directions you are given. In other words, you trust that he or she knows how to get you to your destination. Even if you get lost, perhaps because you misunderstood something or missed a turn, you could even call that person to clarify the directions and then get back on the right road. Similarly, you must call on God for directions in life. He has given us directions—His written Word—to the destination He has chosen for us. When you miss it or make a mistake, God will direct you through His written Word and make sure you get back on the right path.

In order to develop complete trust in our Heavenly Father, we must cultivate our relationship with Him every day. Just as we develop our trust in others by spending time with them, we likewise learn to trust God the same way. We spend time with Him by meditating on the Word (repeating Scriptures over and over in our minds until revelation knowledge comes) and reading the Word daily. In addition, spending time with God regularly in prayer is another way to develop a consciousness of His presence and voice, both of which help us develop trust in Him.

In order to develop complete trust in our Heavenly Father, we must cultivate our relationship with Him every day.

On the other hand, when we decide to trust our feelings, education, perceptions, or our own way of doing things, we basically say to God, "I don't trust your way." This is pride. However, when we choose to trust God and His Word as an act of our will, no matter what it may look like in the natural, we demonstrate humility through our trust in His directions. By making the Word our final authority and making a quality decision to place our faith in God at all costs, we experience His best in every situation.


First Base Is the Word

I always tell people, "The Holy Spirit will save you time and money." Since He speaks in line with the Word, we must know what the Word says in order to recognize the Holy Spirit's voice. Therefore, if we want to receive revelation from God that will eliminate chaos in our lives, we cannot neglect His written Word. It is vital to have knowledge of God's Word. It will escort us into intimate places with God, and within those intimate places we will hear His voice giving us specific instructions.

Revelation (or wisdom) that comes from God is critical to our success when dealing with our finances. Revelation is the key to breakthrough and gives advantages that are not found in the world, because God's success is unlimited and immeasurable. We can't lose when we hear a rhema (specific, spoken) Word from the Lord. However, mere knowledge without revelation is limited. When He gives us revelation, He includes His instructions.

Revelation is the key to breakthrough and gives advantages that are not found in the world.

I thank God for the revelation I've received over the years in the area of finances. I totally rely on God where my finances are concerned. When He tells me to sow a seed, I do it. I'm quick to walk in obedience because I know that His way is the best way. So, to ensure that I remain in a position to hear from Him, I constantly renew my mind with the Word.


The Word Instructs Us in the Basic Doctrines of God

Galatians 1:8 says, "But even if we or an angel from heaven should preach to you a gospel contrary to and different from that which we preached to you, let him be accursed (anathema, devoted to destruction, doomed to eternal punishment)!"

His Word instructs us in the basic doctrines or teachings of God. The more time we spend reading, studying, and meditating on God's Word, the more we develop the ability to distinguish between truth and error.

For instance, I counseled a Christian woman who insisted that the Lord told her to marry an unsaved man, which did not line up with the Word. However, God's Word tells us not to be unequally yoked with unbelievers (2 Corinthians 6:14). This woman had allowed the voice of the enemy to deceive her and lead her away from the truth and into error. The enemy is always seeking to take us in a direction that will destroy us.

The enemy is always seeking to take us in a direction that will destroy us.

When a Christian is deceived, I often wonder how much time that person has spent in the Word. Apparently he or she hasn't spent enough time in the Word to distinguish God's voice from the lying voice of Satan. However, we can prepare to hear God's voice by spending time reading and studying His Word. We can't be led by our desires; we must humble ourselves and find out what the Word says about our situation. If we don't, our selfishness will take over, allowing the enemy to take advantage of our lack of knowledge where the Word is concerned.


The Word Helps Us Perceive Spiritual Reality

As human beings, we are comprised of three parts. We are spirit beings at the core; we have a soul, and we live in a physical body. First Thessalonians 5:23 states: "And the very God of peace sanctify you wholly; and I pray God your whole spirit and soul and body be preserved blameless unto the coming of our Lord Jesus Christ" (KJV).

The spirit is completely re-created at the point of salvation. We were made new creatures in Christ when we become born again. Second Corinthians 5:17 says, "Therefore if any man be in Christ, he is a new creature: old things are passed away; behold, all things are become new" (KJV). The transformation that took place within our spirits has to work its way into the soul and the body. For instance, when I became a born-again Christian, my spirit became new, but my mind and body stayed the same. It is my responsibility to make both my mind and body line up with my spirit.

It is my responsibility to make both my mind and body line up with my spirit.

Andrew Wommack, in his online article "Spirit, Soul, and Body," wrote:

In your soul, old things did not pass away, and all things haven't yet become new. For that reason, you could actually die from sickness or disease even though all of the power that raised Jesus from the dead is residing untapped within your spirit. It's like dying of thirst while leaning against a well full of life-giving water.

Think of your soul like the valve on a faucet: it controls the rate and volume of the flow of the spirit into your body. If your mind is renewed and in agreement with the Word, the valve is wide open. But if it is in agreement with what your body is feeling or what your emotions are experiencing, then the valve is closed to God's life in your spirit.

The soul is comprised of the mind, will, emotions, conscience, and imagination. When most people are referring to someone's personality, they are actually referring to the soul. The central control center of the soul is the mind. Therefore, the mind is the battlefield and will determine whether or not we have victory or defeat in our Christian lives.

This is why the Bible instructs us to renew our minds with God's Word. The Word keeps us in God's perfect will for our lives. Romans 12:2 says, "Do not be conformed to this world (this age) [fashioned after and adapted to its external, superficial customs], but be transformed (changed) by the [entire] renewal of your mind [by its new ideals and its new attitude] so that you may prove [for yourselves] what is the good and acceptable and perfect will of God, even the thing which is good and acceptable and perfect [in His sight for you]."

In order to tap into the resources we have within our spirits, mind renewal is imperative, as well as making a decision to believe the Word of God despite what is going on in the natural world. In James 1:23, the Word of God is compared to a mirror. When you look into a mirror, you can see your reflection. You trust that reflection so much that you rely on it to fix your hair and make other necessary adjustments to your appearance. You should trust the Word of God in the same manner. When you look into the mirror of the Word, you will see your true identity. It reveals your spiritual reality and shows you who you are at the core—within your spirit—so that you can make any necessary adjustments.

In order to tap into the resources we have within our spirits, mind renewal is imperative.

Our born-again spirits are the part of us that is like God. Our spirits believe the Word and agree with it. Also, the Holy Spirit dwells within us, and He speaks to our spirits. From our spirits flow the revealed knowledge of God. However, if our minds are not aligned with our spirits, we will dismiss the knowledge we receive and instead rely on our own thoughts.

Some Christians allow their sensual desires to lead and guide them instead of the Holy Spirit. They govern themselves primarily by their senses. Our senses are designed to help us interact in this physical world only. They should not be leading our lives. Instead, our lives should be governed by the Word. By being anchored in the Word, we won't be moved when our finances are attacked. The Word helps us remember that by God's grace our needs will be abundantly supplied. Additionally, 2 Corinthians 9:8 states: "And God is able to make all grace (every favor and earthly blessing) come to you in abundance, so that you may always and under all circumstances and whatever the need be self-sufficient [possessing enough to require no aid or support and furnished in abundance for every good work and charitable donation]." The Word is our seed, and it grows within us. As a result, when the attack comes, Satan is defeated quickly because we are established in the Word of God.

By being anchored in the Word, we won't be moved when our finances are attacked.


The Word Unlocks the Power Within

Within our spirits, we possess supernatural ability and might. To transfer the power that lies within us to the natural realm, we must begin to acknowledge the good that is within our spirits (Philemon 1:4–6). The spirit of a person is completely re-created at the point of salvation. Everything we will ever need for life and eternity has already been placed within our spirits.

Ephesians 1:3 says, "May blessing (praise, laudation, and eulogy) be to the God and Father of our Lord Jesus Christ (the Messiah), Who has blessed us in Christ with every spiritual (given by the Holy Spirit) blessing in the heavenly realm." As a result, we become new creatures in Christ (2 Corinthians 5:17–18).

The Apostle Paul describes the power that we have inside of us in further detail in Ephesians 1:17–20:

[For I always pray to] the God of our Lord Jesus Christ, the Father of glory, that He may grant you a spirit of wisdom and revelation [of insight into mysteries and secrets] in the [deep and intimate] knowledge of Him, by having the eyes of your heart flooded with light, so that you can know and understand the hope to which He has called you, and how rich is His glorious inheritance in the saints [His set-apart ones]. And [so that you can know and understand] what is the immeasurable and unlimited and surpassing greatness of His power in and for us who believe, as demonstrated in the working of His mighty strength, which He exerted in Christ when He raised Him from the dead and seated Him at His [own] right hand in the heavenly [places].

If we do not know about spiritual reality, we won't know about the power we have within because we can't feel spiritual reality. The only way we can perceive and access what is in our spirits is through the study of the Word of God. The Word teaches us about what we have on the inside and how to unlock that power. It is only when our souls line up with our spirits (Romans 7:22) that we gain access to all the power and heavenly resources residing inside our spirits.

The only way we can perceive and access what is in our spirits is through the study of the Word of God.

Practically Applying the Word

We don't have to lose sleep worrying about how we are going to get out of debt, pay our bills, or deal with other financial issues. We do not have to get upset when the world's economic system fails or when someone treats us unfairly, because we live according to another system—the kingdom of God system.

Now that we understand how to prepare ourselves to hear, we can begin the process of renewing our minds and receiving His instructions.


(Continues...)

Excerpted from The Holy Spirit, Your Financial Advisor by Creflo Dollar. Copyright © 2013 Creflo Dollar. Excerpted by permission of FaithWords.
All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.

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  • Posted December 3, 2013

    more from this reviewer

    Reviewed by Brenda Ballard for Readers' Favorite Dr. Creflo Dol

    Reviewed by Brenda Ballard for Readers' Favorite

    Dr. Creflo Dollar shares his financial knowledge in The Holy Spirit, Your Financial Advisor: God's Plan for Debt-Free Money Management. His guide for financial understanding through the Holy Spirit steers the reader through the thought processes of daily spending choices and long-term financial planning. Dr. Dollar shows how spiritually something so mundane and often frustrating can be accomplished. Somehow he manages to change the reader's mentality from living paycheck to paycheck and turns it into feasible goals. Not only that, but once the reader understands the advice, it will be clear when to invest and when to reap the profits (no matter how big or small). With this way of living, success is not a far-fetched dream! A useful tool is found at the end of each chapter which allows the reader to personalize the message to accommodate their own situation. A win-win!

    In these days of financial troubles, people being jobless, some losing their homes, this is a wonderful book to share. What could possibly be better than getting your life on track both figuratively and spiritually?! I love the way it seems like Dr. Creflo Dollar is talking directly to the reader. It is like one of those paintings where the eyes follow you around the room. The Holy Spirit, Your Financial Advisor: God's Plan for Debt-Free Money Management is great for those who have been balancing their budgets for decades, young adults heading to college, and even high school teenagers who are learning how to survive on their own.

    1 out of 1 people found this review helpful.

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