The Kid's Guide to Money: Earning It, Saving It, Spending It, Growing It, Sharing It

Overview

Whether you are managing a million dollars of a monthly allowance, it's important to know what you are doing--and it's not too early for kids to learn. This guide tells kids how to keep track of the money they have, how to make it grow, how to make sure they don't get ripped off, and even how to choose a worthy cause for charity.

Explains ways kids can earn money; how to save for a big purchase; how to get the most value for your money; how the stock market works; ...

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Overview

Whether you are managing a million dollars of a monthly allowance, it's important to know what you are doing--and it's not too early for kids to learn. This guide tells kids how to keep track of the money they have, how to make it grow, how to make sure they don't get ripped off, and even how to choose a worthy cause for charity.

Explains ways kids can earn money; how to save for a big purchase; how to get the most value for your money; how the stock market works; plus money moments such as did you know that a stamp that cost 5 cents in 1947 was sold for a million dollars in 1981?

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Editorial Reviews

Children's Literature - Kathleen Karr
This is a light and generally obvious self-guide to organizing one's money power. Discussed are allowances, the starting of small businesses, and general financial background. The latter might be the most practical as it talks about checking accounts, and gives very basic information about stocks and bonds and the usefulness of interest. The author's "Money Moment" sidebars are the most enlightening part of the book. These briefly explore topics such as the origin of Wall Street, the richest people in the world, and the fastest growing occupations for the next decade.
School Library Journal
Gr 4-8A book that clearly explains money in terms that will interest children and encourage them to behave responsibly. After presenting practical moneymaking ideas, Otfinoski covers budgeting and standard consumer advice. Other useful information includes the difference between simple and compound interest; a succinct explanation of stocks, bonds, and mutual funds; and the three golden rules of using a credit card. A chapter on sharing encourages charitable giving of both cash and personal effort. The author avoids fictionalizing; all of his examples are from the "real world." Illustrations are limited to a few black-and-white cartoons and diagrams of deposit slips, newspaper stock reports, etc. Appendixes include lists of consumer protection agencies and volunteer organizations, an explanation of how to read stock tables, and a slightly dated bibliography. Adriane Berg and Arthur Bochner's The Totally Awesome Money Book for Kids (Newmarket, 1993) presents much of the same material in more "hip" language. Dan Fitzgibbon's All about Your Money (Atheneum, 1984; o.p.) gives more general guidelines in a somewhat drier style, with an excellent chapter on "learning to enjoy your money." Elizabeth Wilkinson's Making Cents (Little, 1989) is the best written of all, but concentrates on money-making ideas with a final chapter on money management, business ethics, etc. Oftinoski's friendly, low-key approach compares well to all of these titles.Jonathan Betz-Zall, Sno-Isle Regional Library System, Edmonds, WA
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Product Details

  • ISBN-13: 9780590538503
  • Publisher: Scholastic, Inc.
  • Publication date: 4/1/1996
  • Series: The Kid's Guide to Ser.
  • Pages: 32
  • Age range: 9 - 13 Years
  • Lexile: 980L (what's this?)
  • Product dimensions: 8.27 (w) x 11.77 (h) x 0.12 (d)

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Sort by: Showing 1 Customer Reviews
  • Anonymous

    Posted April 26, 2002

    Excellent!

    A wonderful book telling kids the tried and true ways of earning, saving, and spending money. I recommend it for ages 8 to 12.

    Was this review helpful? Yes  No   Report this review
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