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This is the revised and expanded edition of financial adviser Schultheis's very popular 1998 book. In a chatty style, he lays out the tenets of successful long-term investing. His advice is to save early, diversify investments, keep costs low, and ride out short-term market volatility. Though his book covers the well-trodden ground of broad-based index fund investing, his sprightly and up-to-date text and charts will gently inform, reassure, and even entertain those in need of financial help. There are lots of metaphors here, as with Allan Roth's How a Second Grader Beats Wall Street(reviewed above), but the coffeehouse informality-and asides on mountain climbing-lays out a more general lifestyle approach to investing. Readers who can get past the metaphors will find this a good book.