The Psychology of Saving : A Study on Economic Psychology

Hardcover (Print)
Buy New
Buy New from
Used and New from Other Sellers
Used and New from Other Sellers
from $163.37
Usually ships in 1-2 business days
(Save 7%)
Other sellers (Hardcover)
  • All (4) from $163.37   
  • New (3) from $163.37   
  • Used (1) from $168.79   


Some people save and others with similar incomes and wealth do not. Why? Whilst psychology has devoted little attention to the forward looking dimension of human behavior, it contributes theories and techniques for studying the cognitive, motivational, and social factors that affect saving. The book examines the assumption that man is forward looking and desires to provide for the future. It summarizes theories and behavioral research in the area of saving and explores the psychological insights and findings of economists and interprets them in terms of modern psychology. The Psychology of Saving will be welcomed as a major contribution to economic psychology which brings together research and analysis, developing our understanding about rationality, expectations, and consumer behavior.
Read More Show Less

Editorial Reviews

Provides an assessment of factors accounting for differences between people who save and people who do not save money, summarizes theories and behavioral research in saving, and explores psychological insights and findings of economists, interpreting them in terms of modern psychology. Offers a historical perspective on the psychology of saving, looks into the psychology of saving in modern economic theories of saving, and discusses the use of cognitive and psychological variables in the study of saving. Gives an integrative framework for the psychology of saving, and discusses implications for studying and influencing the consumer. Annotation c. Book News, Inc., Portland, OR (
Read More Show Less

Product Details

  • ISBN-13: 9781840640168
  • Publisher: Elgar, Edward Publishing, Inc.
  • Publication date: 3/1/1999
  • Pages: 389

Table of Contents

List of Figures
List of Tables
Introduction 1
1 A Closer Look at Psychology and Economics and at Economic Psychology 6
2 What Saving Is and Is Not 44
3 A Historical Perspective on the Psychology of Saving 75
4 The Psychology of Saving in Modern Economic Theories of Saving 120
5 Psychological and Other Behavioral Research on Household Saving 166
6 The Use of Psychological Variables in the Study of Saving: The Cognitive Concepts of Expectation, Uncertainty, and Decision Making 206
7 The Use of Psychological Variables in the Study of Saving: Attitudes, Motives, Personality and Social Influence 252
8 An Integrative Framework for the Psychology of Saving 297
9 Implications for Studying and Influencing the Consumer 329
References 350
Index 377
Read More Show Less

Customer Reviews

Be the first to write a review
( 0 )
Rating Distribution

5 Star


4 Star


3 Star


2 Star


1 Star


Your Rating:

Your Name: Create a Pen Name or

Barnes & Review Rules

Our reader reviews allow you to share your comments on titles you liked, or didn't, with others. By submitting an online review, you are representing to Barnes & that all information contained in your review is original and accurate in all respects, and that the submission of such content by you and the posting of such content by Barnes & does not and will not violate the rights of any third party. Please follow the rules below to help ensure that your review can be posted.

Reviews by Our Customers Under the Age of 13

We highly value and respect everyone's opinion concerning the titles we offer. However, we cannot allow persons under the age of 13 to have accounts at or to post customer reviews. Please see our Terms of Use for more details.

What to exclude from your review:

Please do not write about reviews, commentary, or information posted on the product page. If you see any errors in the information on the product page, please send us an email.

Reviews should not contain any of the following:

  • - HTML tags, profanity, obscenities, vulgarities, or comments that defame anyone
  • - Time-sensitive information such as tour dates, signings, lectures, etc.
  • - Single-word reviews. Other people will read your review to discover why you liked or didn't like the title. Be descriptive.
  • - Comments focusing on the author or that may ruin the ending for others
  • - Phone numbers, addresses, URLs
  • - Pricing and availability information or alternative ordering information
  • - Advertisements or commercial solicitation


  • - By submitting a review, you grant to Barnes & and its sublicensees the royalty-free, perpetual, irrevocable right and license to use the review in accordance with the Barnes & Terms of Use.
  • - Barnes & reserves the right not to post any review -- particularly those that do not follow the terms and conditions of these Rules. Barnes & also reserves the right to remove any review at any time without notice.
  • - See Terms of Use for other conditions and disclaimers.
Search for Products You'd Like to Recommend

Recommend other products that relate to your review. Just search for them below and share!

Create a Pen Name

Your Pen Name is your unique identity on It will appear on the reviews you write and other website activities. Your Pen Name cannot be edited, changed or deleted once submitted.

Your Pen Name can be any combination of alphanumeric characters (plus - and _), and must be at least two characters long.

Continue Anonymously

    If you find inappropriate content, please report it to Barnes & Noble
    Why is this product inappropriate?
    Comments (optional)