The Wall Street Journal Guide to Understanding Personal Finance: Mortgages, Banking, Taxes, Investing, Financial Planning, Credit, Paying for Tuition

The Wall Street Journal Guide to Understanding Personal Finance: Mortgages, Banking, Taxes, Investing, Financial Planning, Credit, Paying for Tuition

by Kenneth M. Morris, Alan M. Siegel
     
 

Sound financial advice from the most respected name in the business.


Answers to the basic questions we all have.


In this sweeping primer that takes the mystery out of personal finance, you will get a comprehensive, easy-to-understand roadmap for everyday financial matters.


From banking, credit and

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Overview

Sound financial advice from the most respected name in the business.


Answers to the basic questions we all have.


In this sweeping primer that takes the mystery out of personal finance, you will get a comprehensive, easy-to-understand roadmap for everyday financial matters.


From banking, credit and home finances to planning, investing and dealing with dreaded taxes, The Wall Street Journal Guide to Understanding Personal Finance explains the universal facts you need to know to make smart decisions. Because every financial situation is different, this audio program avoids specific recommendations and yet provides sound advice. It informs, educates and warns of the possible pitfalls in every area of personal finance.


The Wall Street Journal Guide to Understanding Personal Finance is a must-listen for anyone who wants to start getting serious about their personal economic future.

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Product Details

ISBN-13:
9780671879648
Publisher:
Touchstone
Publication date:
09/04/1992
Pages:
176
Product dimensions:
5.22(w) x 10.21(h) x 0.38(d)

Table of Contents

BANKING
Banking 6
Banking Opportunities 8
Checking 10
How Checking Works 12
Checking Variety 14
Special Checks 16
ATMs: Tellers Go Automatic 18
The Monthly Statement 20
CD: Certificate of Deposit 22
Savings 24
Technology: New and Old 26
Home Banking 28

CREDIT
Using Credit 30
Credit Cards 32
Understanding Card Credit 34
What Cards Cost 36
Protecting Your Card Rights 38
Loans 40
The Substance of a Loan 42
The Cost of a Loan 44
How Repayment Works 46
Loan vs. Lease 48
Credit Histories 50
Reading a Credit Report 52
Coping with Debt 54

HOME FINANCE
The Roof over Your Head 56
Can You Buy? 58
Buying a House 60
Finding a Mortgage 62
Dealing with the Lender 64
Surviving the Closing 66
The Cost of a Mortgage 68
Mortgage Rates 70
Refinancing 72
Your Home as Investment 74
Using Your Equity 76
Insuring Your Home 78
Selling Your Home 80
Figuring Your Profit or Loss 82

FINANCIAL PLANNING
Financial Planning 84
Making a Financial Plan 86
Managing Your Cash Flow 88
Your Net Worth 90
The Cost of a College Education 92
Financial Aid 94
Planning for Retirement 96
Individual Retirement Accounts 98
Salary-Reduction Plans 100
Annuities 102
Social Security 104
Life Insurance 106
Types of Life Insurance 108
Long-Term Care 110
Estate Planning 112
Making a Will 114
Trusts 116

INVESTING

Investing 118
Risk vs. Reward 120
Figuring Your Return 122
Diversifying Your Portfolio 124
Investing in Stocks 126
The World of Stocks 128
Tracking Your Investments 130
Tricks of the Trade 132
Taking Stock of Your Investments 134
Investing in Bonds 136
The Value of Bonds 138
Special Types of Bonds 140
It's a Fund-Filled World 142
Investing in Mutual Funds 144
Anatomy of a Prospectus 146

Tracking Mutual
Fund Performance 148
Futures and Options 150
Investing in Real Estate 152

TAXES
Paying Taxes 154
The Tax Brackets 156
The Reporting System 158
Completing a Return 160
Withholding-Prepaying as You Go 162
Tax Planning Is a Must 164
January Reading: The W-2 166
Keeping Records 168
Tax Help 170
The Dreaded Audit 172

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