This book is for anyone at any age who wants to get a better handle on how to deal with their money. There is a lot to personal finance and very little of it has ever been taught in school. Now there are crypto currencies, options, ETFs and Roth IRAs we all need to make sense of. Take ten minutes, read the first few pages on tldrifyp.com to learn about saving, its important features, and the best ways to go about it. If that makes sense to you, buy the book and learn more details about personal finance. What the terms mean, how they fit together, and how to make best use of your money:
- Accounts - 401k, IRA, brokerage, etc
- Assets- stocks, bonds, options, mutual funds, ETFs and more.
- How to allocate money across your accounts.
- How to diversify investments to manage risk..
- How to choose individual stocks.
- Mortgages - how they work and features to consider.
- Loans - when to borrow and which to pay off.
- Taxes - how to pay less of them.
- Inflation - what happens and why.
- Psychology and Finance- why investing scares us and how to deal with it..
- FAQ - how do I do X? - real questions asked by young people with thoughtful answers.
You know this stuff is important. It's not particularly hard but it's not really covered in high school or college, so take the time to read a book. I wrote it to make a difference for my kids and nieces and nephews. Their parents said they learned some things. I hope you do too!
