Truth about Avoiding Scams (Truth About Series)
  • Truth about Avoiding Scams (Truth About Series)
  • Truth about Avoiding Scams (Truth About Series)

Truth about Avoiding Scams (Truth About Series)

by Steve Weisman
     
 

"You should read this book and take Steve Weisman's advice. And from the money and assets he helps you protect, take a few dollars and buy a copy for a good friend."

—Alan Colmes, Syndicated radio talk show host and co-host of Hannity and Colmes on Fox News Channel

Scams are everywhere...now discover exactly how to protect yourself

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Overview

"You should read this book and take Steve Weisman's advice. And from the money and assets he helps you protect, take a few dollars and buy a copy for a good friend."

—Alan Colmes, Syndicated radio talk show host and co-host of Hannity and Colmes on Fox News Channel

Scams are everywhere...now discover exactly how to protect yourself!

· The truth about recognizing today’s newest scams—online and off

· The truth about safeguarding your money, health, and reputation

· The truth about phishing, vishing, pharming, slamming, and more

Scams have always been with us, and they always will be - except now, technology makes scammers' jobs even easier, enabling them to reach out from anywhere around the world, and take advantage of more people than ever before. No matter how smart you think you are, you can easily become a victim: in fact, scammers have discovered that educated, sophisticated individuals are among their best targets. The Truth About Avoiding Scams arms you with everything you need to protect yourself: real, up-to-the-minute knowledge, and the "internal sensors" you need to sniff out even the subtlest, most well-crafted scams. Consumer finance expert and nationally syndicated radio host Steve Weisman offers quick, bite-size, just-the-facts information about every type of fraud, from identity scams to computer-based fraud, travel and health scams to phony educational loans and scholarships. Weisman exposes the new epidemic of "affinity fraud," where "people just like you" target you based on your ethnicity, racial group, church, club, or fraternal organization. You'll find up-to-the-minute guidance on avoiding illegitimate online dating services; "cramming" and other phone frauds; tax and Social Security scams; employment, home repair, and investment scams; and a whole lot more.

Unlike some books on scams, this one's simple to read, simple to use, up to date, and complete: the only guide you need to keep yourself safe!

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Editorial Reviews

From the Publisher
As seen on Dr. Phil and CNN's Your Bottom Line.

Product Details

ISBN-13:
9780132333856
Publisher:
FT Press
Publication date:
02/01/2008
Series:
Truth About Series
Pages:
210
Product dimensions:
5.40(w) x 8.40(h) x 0.10(d)

Read an Excerpt

Introduction

Scams and fraud have been a part of history since the dawn of time. Many of the new scams we see today are not new at all but just variations on old cons. Schemes around in the 1500s and referred to as the Spanish Prisoner Scam have morphed over time to become the Nigerian Letter Scam of today. Claims of medical charlatans were as attractive to the early American colonists as they are to us now.

Clever con artists can manipulate every human need and desire. After all, they are the only criminals known as artists. And as much as we rightfully deplore their actions, we must recognize their art to better defend ourselves. Scam artists adapt their art to paint whatever picture they sense will make us vulnerable to their con. They know how to appeal to our own particular weaknesses and psychological makeup. They appeal to whatever works. They construct a network of "people like us" whom we trust; they trumpet legitimate and impressive-sounding business connections; they appeal to our fears; they appeal to our friendship; they appeal to our optimism; they appeal to our desire for quick and easy solutions to life's problems; and they appeal to our greed. Sometimes they even appeal to and exploit that little kernel of dishonesty that many people have.

According to the Federal Trade Commission, every year more than ten percent of Americans lose more than a billion dollars to scams. Interestingly, the largest group of victims is between the ages of 25 and 44; ages when you are young enough to know everything—which, of course, makes you more vulnerable to a scammer. Particularly troublesome is a study by the National Association of Securities Dealers which indicates that wealthy people, who are financially literate and astute, are actually more likely to be suckered in by a financial scam. The only defense against scammers is knowledge and skepticism. This book provides you with some of both. It teaches you how to recognize and avoid scams. Being aware of the criminals who are out to take your money is not enough. A scam by any other name is still a scam, and unfortunately, there are some scams that are perfectly legal that can cause you to lose money. Or perhaps they are imperfectly legal, but at this point in time, the law may not be on your side. A good example of a legal scam is what credit card companies can do legally in many instances. So read this book and gain the knowledge that can protect your wallet. This book teaches you the truth about scams and how to keep from becoming a victim of both illegal and legal scams.

© Copyright Pearson Education. All rights reserved.

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