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Posted December 18, 2012
Reviewed by Stephanie Dagg for Readers Favorite
"Ultimate Money Saving Hacks for College Students" by Laura Schaefer is short but to the point. It is packed full of commonsense tips on preserving your wealth when you are a traditionally hard-up student. In fact, most of us could pick up a frugal idea or two from this book. Students don’t have to live on noodles and never turn the central heating on. With careful planning, these years of full-time study can be made a very fulfilling and rich time of life, despite low or no income. Schaefer concentrates on the areas of food, books, supplies, entertainment and housing before finishing with a more general look at managing your money and some concluding tips. There is advice on healthy and sensible living too along the way. Tight budgeting doesn’t mean jeopardizing your physical or mental health in the process.
The book is clearly laid out and is illustrated with colour photos to keep the atmosphere lively. Advice is conversationally given, with plenty of links to websites for students to follow up for themselves. These of course may become obsolete but for now they are useful and relevant. Recycling and downsizing expectations and needs figure strongly throughout the book. Youngsters can survive with secondhand goods and clothes, seriously. And no manicures! This may be a new concept for our teen generation, depending on their background, but if they can adjust to it, they’ll be set up with financial acuity for the rest of their lives. Nights in can be as fun as nights out with the right frame of mind and some friends. Overall, the most important piece of advice that is given is that students must keep track of their finances. Start this from day one and it becomes second nature and incredibly valuable. Despite having been aimed specifically at the US market, students the world over will benefit from this clear and crucial advice.