Gr 2-4–These titles explain terms that readers may have heard at home, such as mortgage, credit-card debt, and welfare, in chapter spreads such as “Who Pays for It?” (Healthcare), “Needs and Wants” (Debt), and “Dealing at School” (Welfare). “How could this happen?” explanations and a glossary provide further clarification. The author suggests that readers make sacrifices, pitch in, or think up fun activities the family can do for free. Full-page color photographs appear opposite the narratives, depicting multicultural children, parents, grandparents, social workers, and others, whose demeanors match the hopeful tone of the titles. This timely series will help promote empathy and understanding for the plight of others and is a key purchase.