What You Need to Know About the Economics of Growing Old (But Were Afraid to Ask): A Provocative Reference Guide to the Economics of Aging / Edition 1

What You Need to Know About the Economics of Growing Old (But Were Afraid to Ask): A Provocative Reference Guide to the Economics of Aging / Edition 1

by Teresa Ghilarducci
     
 

ISBN-10: 0268029636

ISBN-13: 9780268029630

Pub. Date: 08/01/2004

Publisher: University of Notre Dame Press

“This little book has a knack for asking the right questions. It’s on my 'A' list for information on retirement issues.” —John Turner, editor of Pay at Risk
 
With the aid of her Economics of Aging class, Teresa Ghilarducci has compiled this comprehensive sourcebook as a guide for politicians, economists, journalists,

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Overview

“This little book has a knack for asking the right questions. It’s on my 'A' list for information on retirement issues.” —John Turner, editor of Pay at Risk
 
With the aid of her Economics of Aging class, Teresa Ghilarducci has compiled this comprehensive sourcebook as a guide for politicians, economists, journalists, students, and ordinary Americans through the maze of Social Security and the economics of growing old in America.
 
What You Need to Know About the Economics of Growing Old (But Were Afraid to Ask) is divided into five sections. The first section addresses the status of the elderly and explores such issues as the average life expectancy and the number of elderly living in poverty. The second deals with the structure of the Social Security system and its disbursements of benefits. The third traces the economic path to old age. The fourth considers changing social norms, including the increase in the number of women in the workforce. The final section looks at what happens when the elderly work for pay. This book will be valuable from the classroom to the halls of Congress. Simply put, it contains information everyone should know.
  
"Who says young people don't care about social security and economists can't write readable books. Teresa Ghilarducci and her band of college students have written an accessible, enlightening volume for anyone—from students to seniors, workers to policy makers, and journalists to academics—who wants the straight story about older people's quality of life and our retirement system. A must-read if you are retired of if you care about retiring some day." —Clair Brown, Professor of Economics, University of California, Berkeley
 
"Stories about the aging of the baby boom generation are often filled with hyperbole, pseudo facts, and just plain nonsense. Now, thanks to a volume edited by Teresa Ghilarducci, there is a clear and practical guide to the economic realities of an older America. It turns out that tomorrow's facts make a better story than the fantasies today's doomsayers are dreaming up." —Richard C. Leone, President, The Century Foundation

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Product Details

ISBN-13:
9780268029630
Publisher:
University of Notre Dame Press
Publication date:
08/01/2004
Edition description:
1
Pages:
152
Product dimensions:
5.50(w) x 8.50(h) x 0.50(d)

Table of Contents

Introduction1
1No exit7
2Quality over quantity11
3The life expectancy of the elderly14
4Elderly poverty : higher than you think16
5Big spenders and gamblers : the elderly in debt23
6Old age and social disability insurance29
7Paying your dues32
8Reaping the benefits36
9Who stands to gain38
10Redistribution of wealth40
11The freedom to work act43
12Growth of beneficiaries vs. contributors45
13Dependents : mouths to feed48
14Do the old eat the young?52
15Exploitation of Mexico55
16Welfare histories, welfare futures?65
17The implications of welfare dependency68
18Retirement savings habits72
19Spend, spend, spend76
20Debt78
21Annuities81
22Private pensions84
23A bias in 401(k) plans89
24Thinking ahead92
25Who's the boss?96
26From housewife to single mother103
27Dependent no more : working women109
28Living longer114
29Church ladies becoming Wal-Mart greeters121
30Elder work and youth unemployment124

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