You Can Retire Sooner Than You Think

by Wes Moss

Overview

Barron's as one of America's top financial advisors

"The keys that Wes Moss identifies to having a happyretirement are simple but brilliant. Read this book." — Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times

“Financial planner Wes Moss offers you something different — not just a plan to retire, but a way to do it sooner and to be happy when you do." – Atlanta Journal Constitution

If you think you need to win the lottery or work until you’re 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement—sooner rather than later.

After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices:

1. Determine what you want and need your retirement money for
2. Figure out how much you need to save
3. Create a plan to pay off your mortgage in as little as five years
4. Develop an income stream from multiple sources
5. Become an income investor

Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.

Product Details

ISBN-13:	9780071839020
Publisher:	McGraw Hill LLC
Publication date:	05/23/2014
Pages:	288
Sales rank:	444,206
Product dimensions:	5.90(w) x 8.90(h) x 0.60(d)

About the Author

Wes Moss is a Certified Financial Planner, ChiefInvestment Strategist for Capital Investment Advisors, and host of the popular radio show Money Matters. He was named one of the country's top 40 fee-only investment advisors under the age of 40 by Wealth Management magazine, and in 2014 Barron's named him one of the top financial advisors in America. For more information, visit www.wesmoss.com.

Table of Contents

Foreword Clark Howard xiii

Preface: Does Money Buy Happiness? xv

Introduction: How to Read This Book xxi

Acknowledgments xxv

Part 1 The Happy Retiree Basics

Chapter 1 Who Are the Happy Retirees, and What Makes Them Happy? 3

Chapter 2 What Makes Retirees Unhappy-and How Can You Avoid It? 15

Chapter 3 Can I Really Retire Sooner Than I Think? 29

Part 2 The 5 Money Secrets of Happy Retirees

Chapter 4 Secret #1 Determine What You Want and Need Your Retirement Monet For 51

Chapter 5 Secret #2 Figure Out How Much Money You Need to Save Before You Retire 73

Chapter 6 Secret #3 Pay Off Your Mortgage in as Little as Five Years 97

Chapter 7 Secret #4 Develop an Income Stream from Three or Four Sources, Not Just One 115

Chapter 8 Secret #5 Become an Income Investor 139

Part 3 Minimizing Risk in Your Investment Portfolio

Chapter 9 How Risky Can You Be? Come Up with the Right Mix of Stocks, Bonds, Real Estate, and Cash 163

Chapter 10 Avoid the Major Pitfalls of Investing 195

Part 4 Enjoying the Rest of Your Life

Chapter 11 Hobbies, Recreation, Vacations, and So Much More 219

Appendix A 18 Traits of the Happiest Retirees 235

Appendix B Recommended Reading 243

Appendix C Chart Labeling Happy Versus Unhappy and H1, H2, H3, H4, and H5 245

Notes 247

Index 249