America's #1 bestselling home buying guide
Want to buy a house, but concerned about the real estate market? Have no fear—Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find theright property, make smart financial decisions, and understand the latest lending requirements and tax implications.
You'll discover how to take advantage of low home prices, navigate tighter lending requirements, and take advantage of the newest resources available to home buyers and new owners. Plus, the bonus CD-ROM is chock-full of information, materials, and resources for first-time buyers and savvy investors alike.
- All the forms and paperwork needed for buying a home, including: loan applications, appropriate tax documents, counter offer forms, and more
- Worksheets and calculators for comparable market analysis, budget, mortgage, property taxes, and more
- Printable home buying checklists for hiring an agent, home inspections, and questions to ask during home visits
Home Buying Kit For Dummies is for the millions of home-buyers throughout the U.S. who need a fun and easy guide to navigating the complexities of purchasing and owning a home.
About the Author
Ray Brown wrote a syndicated real estate column, hosted a call-in radio show about real estate for 16 years, and has been a real estate professional nearly four decades.
Table of ContentsIntroduction 1
Part I: Home Economics 7
Chapter 1: Deciding Whether to Buy 9
Chapter 2: Getting Your Financial House in Order 23
Chapter 3: What Can You Afford to Buy? 39
Chapter 4: Why Home Prices Rise and Fall 67
Part II: Financing 101 79
Chapter 5: Understanding and Improving Your Credit Score 81
Chapter 6: Selecting a Mortgage 95
Chapter 7: Mortgage Quandaries, Conundrums, and Forms 123
Part III: Property, Players, and Prices 149
Chapter 8: Where and What to Buy 151
Chapter 9: Assembling an All-Star Real Estate Team 191
Chapter 10: What’s It Worth 219
Chapter 11: Tapping the Internet’s Best Resources 239
Part IV: Making the Deal 249
Chapter 12: Negotiating Your Best Deal 251
Chapter 13: Inspecting and Protecting Your Home 277
Chapter 14: It Ain't Over till the Weight-Challenged Escrow Officer Sings 297
Part V: The Part of Tens 315
Chapter 15: Ten Financial "To Do's" After You Buy 317
Chapter 16: Ten Things to Know When Investing in Real Estate 325
Chapter 17: Ten Things to Consider When Selling Your House 331
Part VI: Appendixes 337
Appendix A: Sample Real Estate Purchase Contract 339
Appendix B: Sample Short Sale Addendum plus Short Sale Information and Advisory 349
Appendix C: Example of a Good Inspection Report 355
Appendix D: Glossary 375
Appendix E: About the CD 391
Most Helpful Customer Reviews
This is a fabulous book. I like to give it as an engagement present and to friends who are considering buying a house.