Chloe plans to stay only a short time at her brother Joe's ranch in 1893 Oklahoma Territory. Despite her best efforts to prevent it, she is soon entangled in Joe's matchmaking schemes. At the same time, she catches the interest of a nosy and possibly dangerous ghost called Fire Horse. All Max McKee wants is to buy a few horses. Before he realizes it, he becomes part of Joe's scheme to marry off the rich and lovely Chloe, who happens to be the owner of those horses. Max is a man with many secrets. Despite the risks, he finds Chloe irresistible. When a series of strange fires spooks the local ranchers, Chloe and Max must work together to discover who is setting those fires and try not to get themselves killed in the process.