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12 Ways to Retire on Less: Planning an Affordable Future

12 Ways to Retire on Less: Planning an Affordable Future

by Harriet Edleson
12 Ways to Retire on Less: Planning an Affordable Future

12 Ways to Retire on Less: Planning an Affordable Future

by Harriet Edleson


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Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Less offers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.

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Product Details

ISBN-13: 9781538114766
Publisher: Rowman & Littlefield Publishers, Inc.
Publication date: 05/29/2021
Pages: 152
Product dimensions: 6.40(w) x 9.40(h) x 0.70(d)

About the Author

Harriet Edleson is an expert on baby boomer retirement strategies. She has written the Retiring feature for The New York Times and the Where We Live feature for The Washington Post. A former staff writer/editor/producer for AARP and contributing writer for Kiplinger’s Retirement Report, she began her writing career at Gannett Westchester (NY) Newspapers and the Houston Chronicle. She lives in Bethesda, Maryland. Learn more at her website,

Table of Contents

Acknowledgements I. Not Your Parents’ Retirement: Why Yours Will Be Different II. Evaluating Your Resources: Creating a Budget III. Reframing Your Golden Years as Adventure: What Do You Really Want to Do? IV. Funding Your Retirement Dream: Analyzing the Cost V. Working as Long as You Can VI. When to Claim Social Security: Maximizing Your Monthly Check VII. Aging in Place or Not: Housemates, Roommates and More VIII. Using Your Home to Fund Your Retirement Dream IX. Housing Options Other Than Your Long-Term Home X. Choosing Your Dream Location: Where to Live XI. How You’ll Get Around: In Case You Can’t Drive XII. Exploring the World: Deciding Where to Go and How to Pay for It Appendix: Vanguard Worksheet Appendix: Resources Bibliography Notes Index About the Author

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