WHO - You might not realize there’s false or potentially damaging information being reported about you until you get turned down for a job or insurance. So, get in the habit of occasionally ordering specialty consumer reports along with your credit reports.
The credit bureaus are enormous corporations with enormous power. They are also still primarily motivated by the money they make by selling your credit information.
WHAT – The unfortunate fact is that the big three Credit Reporting Agencies and the many other Specialty Credit Reporting Agencies are not following the FCRA to the best of their ability and in turn are providing inaccurate and/or un-reportable information to agencies requesting your personal information.
WHERE – You need to go to fix things is shown in this booklet as it contains contact data to the three nationwide credit reporting agencies and a large number of nationwide specialty credit reporting agencies.
WHY – You need this book is because fortunately, you do have recourse. The same federal Fair Credit Reporting Act that guarantees you the right to access and correct your credit reports also regulates specialty consumer reporting agencies.
WHEN – Errors on your credit report are made they can be costly, so it’s very important to make sure that you see what’s being reported about you on your credit report often, especially before you apply for a loan of any kind.
HOW - Because credit reporting agencies deal with millions of data records every month and they are very prone to making mistakes. Even worse, what if someone has hijacked your identity and is poisoning your record with their own bad behavior? According to a report by the FTC, one in five Americans has a mistake on their credit report.
Buy this book now. Read, Check and Know your Personal Data is Correct.
|Publisher:||Ronald E. Hudkins|
|File size:||383 KB|
About the Author
Ronald E. Hudkins (1951-Present) was born in Canton, Ohio and grew up in Massillon, Ohio. He was drafted into military service in 1970 where he remained up until 1993 when he retired honorably from the U.S. Army, Military Police Corps. During his service and after, he attended many universities that include Kent State University, Maryland University, Central Texas College (European Branch), Blair Junior College, Hagerstown Junior College and Phoenix University. He mostly completed general studies but declared two majors in the areas of Business Administration and a Bachelor of Science in Information Technology. Although he was an intelligent student he was never on the Dean's List, or voted a most likely to succeed candidate. He did not graduate with any specific degree however if you were to consider all his credits and self-study he could reasonably be considered a Rogue Scholar.