Jenn, a retail jewelry marketer known as the Jewelry Hunter, inadvertently learns that a fundamental Islamic terrorist sleeper cell comprised, in part of American Caucasian women converts to Islam, plans to destroy two tourist ferries that service Catalina. Unable to convince local authorities, the FBI, or Homeland Security of the threat, she, her friend Tiffany, and her husband, Bill, resolve to thwart the terrorists on their own.
Jenn confronts and captures the cell's Saudi born cell leader when he attempts to initiate the plot from a commuter helicopter flying over the two ferries. This leaves the suicide bombers on each ferry to act on their own. Jenn must determine a way to prevent them from completing the plot before the ferries enter the Long Beach and Avalon harbours without alerting the terrorist that the plot has been discovered and their leader captured.