Very few people acquire wealth instantly; the rest of us have to make good decisions with our money. This book is for people who want to:
• Make good financial decisions
• Learn the basics of compensation, taxes, budgeting, banking, and credit
• Recognize the importance of starting financial planning early
• Protect and grow their wealth
• Identify financial scams
A recent study from the Economic Policy Institute found the median retirement savings for people between 32 and 37 years old is less than $500. Don't wait to start saving, and don't waste money on "get-rich-quick" schemes. The safest, most proven way to accumulate wealth is through disciplined saving and long-term investing, and Basic Personal Finance shows you how. The authors combine practical advice, serious academic research, and 23 years of classroom experience to help young adults follow a successful path to financial wellbeing. A must read for every high school and college student!
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About the Author
Len Cabrera has a PhD in economics from the University of Florida, an MS in operations research from Stanford University, and an MBA from the University of West Florida. He taught at the United States Air Force Academy for seven years, specializing in microeconomic theory and optimization theory. He enjoys a semi-retired life in Gainesville, FL, splitting time between cycling and teaching.
Most Helpful Customer Reviews
This book is a fantastic resource! I'm so glad that I read it now, while I'm young, and have the opportunity to take advantage of the knowledge early. The author uses clear, simple examples to make many difficult concepts about finance, insurance, stocks and bonds, etc. easy to understand. I will definitely be holding onto this and rereading certain chapters as I encounter different financial decisions in my life!