Every family worries about money, whether they're strapped for cash and living paycheck to paycheck, or concerned about saving for college or retirement. And hardworking parents don't always have time to spare for reworking the budget or shopping around for the best college savings account.
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About the Author
Kathy Chu is a reporter for USA TODAY, who has written about a financial topics from credit card fees to Hurricane Katrina's economic toll on businesses and homeowners. Before working at the paper, she covered personal finance, corporate bankruptcy and the aftermath of Sept. 11 for Dow Jones News Service. She has also written for the Wall Street Journal, Asian Wall Street Journal, and Newsday, worked on LIFE Magazine's Year in Pictures, and on the European edition of a 1997 Fodor's travel guide. Kathy was a 2006 finalist for the Online Journalism Award.
Sandra Block is a personal finance columnist/reporter for USA TODAY's Money section. Her "Your Money" column appears every Tuesday in the newspaper and online at USATODAY.com. She joined USA TODAY as a markets reporter in 1995 and then moved to the personal finance team in 1996. Prior to joining USA TODAY, Block also worked as a personal finance reporter for the Akron Beacon Journal in Akron, Ohio; held a Knight-Bagehot Fellow at Columbia University in New York; and was a reporter for Dow Jones News Service in Washington, DC.