Create a custom binder in a third of the time. Exclusive wraparound clear vinyl overlay allows you to insert a single standard letter-size sheet creating title information on all sides of the binder. Leatherlike vinyl cover material with contrasting black lining adds a professional look. SureLock round rings stay aligned so they won t accidentally open and spill contents. Horizontal pockets are inside front and back cover. Binder offers a concealed rivet construction and contains 45 percent recycled material. Use free templates to customize.