Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it’s completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt.
The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who aren’t inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios that's needed to buy a home, discussing their student loan and non-student loan debt with their significant others.
By the end of the book readers will be on the road to managing all their debt and having extra money for vacations and other fun stuff, too.
|Publisher:||Houghton Mifflin Harcourt|
|Product dimensions:||5.50(w) x 8.40(h) x 0.60(d)|
About the Author
Reyna Gobel, M.B.A. and M.J., is a forbes.com education contributor, an author, and a professional speaker who’s been quoted by Money Magazine, Real Simple, and The Washington Post, where Michelle Singletary chose the 1st and 2nd editions of CliffsNotes Graduation Debt as financial book of the month. She’s also a continuing education instructor for the Borough of Manhattan Community College, a guest educator for the Institute for Financial Literacy, and an advice columnist and curriculum development specialist for iGrad, a financial literacy organization that provides video and written course materials on financial literacy and repaying student loans to over 300 colleges and universities. You can submit a question to her by emailing email@example.com or tweet her at @reynagobel.