Consumer Financial Services Answer Book

Consumer Financial Services Answer Book

Paperback(2017 Edition)



Written in a clear and accessible Q&A format, this book—fully updated through mid-2017 developments—provides practitioners with a core understanding of the laws governing consumer financial services, as well as the latest developments in the field, including CFPB enforcement, privacy and security of personal information and much more.

This treatise includes detailed chapters on twenty-seven separate subjects including the Truth in Lending Act, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Electronic Signatures in Global and National Commerce Act (ESIGN), the Telephone Consumer Protection Act, the consumer provisions of the Bankruptcy Code, the Gramm Leach Bliley Act, the Fair Debt Collection Practices Act, and two chapters on the powers and enforcement activities of the Consumer Financial Protection Bureau. There are also chapters covering auto finance, credit cards, military lending, and laws affecting mortgage lending and servicing, including individual chapters on licensing, securitization, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, the Home Ownership and Equity Protection Act, mortgage servicing rules and foreclosure.

This practical Q&A guide ensures that the reader has the absolute latest information on the laws and regulations impacting the industry and consumers today.

Product Details

ISBN-13: 9781402427282
Publisher: Practising Law Institute
Publication date: 09/01/2017
Edition description: 2017 Edition
Pages: 1490
Product dimensions: 6.10(w) x 9.00(h) x 2.00(d)

Table of Contents

Chapter 1: Consumer Loan Products and the Federal Regulation of Consumer Credit Chapter 2: The Consumer Financial Protection Bureau Chapter 3: Fair Credit Reporting Act Chapter 4: Truth in Lending Act Chapter 5: Real Estate Settlement Procedures ActChapter 6: Fair Lending/Non-Discrimination Chapter 7: Data Privacy and SecurityChapter 8: Electronic Signatures and Records Chapter 9: Preemption Chapter 10: Consumer Automotive Finance Law Chapter 11: Credit Cards Chapter 12: Fair Credit Billing Act Chapter 13: Telemarketing and the Telephone Consumer Protection ActChapter 14: Electronic Fund Transfer Act and Regulation EChapter 15: Servicemembers Civil Relief Act & Military Lending ActChapter 16: Service Providers and Third-Party RiskChapter 17: Marketplace Lending Chapter 18: Short-Term Lending Chapter 19: Secondary Market/Securitization Chapter 20: A Guide to the 2006 ALTA Loan Policy of Title Insurance and Closing Protection LettersChapter 21: Mortgage Loan Servicing Chapter 22: Residential Foreclosures and EvictionsChapter 23: Fair Debt Collection Practices Act Chapter 24: Unfair, Deceptive, or Abusive Acts and Practices StatutesChapter 25: Consumer Bankruptcy Law Chapter 26: CFPB Enforcement Chapter 27: State Licensing

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