Written by an economist and attorney, Defending a Credit Card Collection Case arguably provides the most comprehensive coverage of the manner in which credit cards are originated, financed, billed, collected, and sued upon. Offering in-depth explanations of concepts, practical advice on methodologies, and sample pleading and practice forms, this book covers topics such as how to effectively eliminate any credit card debt without harming your clients' FICO score. This book also provides readers with crucial information surrounding issues that commonly affect attorneys engaged in litigation with credit card issuing banks, debt collectors, and credit reporting agencies. Furthermore, by applying the dispute process in connection with federal, state, and the common law, Defending a Credit Card Collection Case is a comprehensive and integrated practice manual and is truly an indispensable resource for both practitioners and would-be practitioners alike.
|Product dimensions:||5.50(w) x 8.40(h) x 0.70(d)|
About the Author
Edward Cherry is a retired attorney and economist. Since 2005, Mr. Cherry has assisted lawyers and non-lawyers with the elimination of over $500,000,000 in unsecured consumer debt and has obtained over $10,000,000 in damages awards from banks, debt collectors, debt purchasers, and credit reporting agencies for their violations of federal and state consumer protection statutes.
Table of Contents
Chapter 1 How Banks Make Money 19
Chapter 2 Credit Cards 23
Chapter 3 Structured Finance 27
Chapter 4 Loans of Vapor Money 37
Chapter 5 The Truth in Lending Act 41
Chapter 6 The Fair Credit Reporting Act 45
Chapter 7 The Equal Credit Opportunity Act 49
Chapter 8 The Fair Debt Collection Practices Act 51
Chapter 9 State-Specific Consumer Protection Laws 55
Chapter 10 The Dispute Process 121
Chapter 11 Litigation 125
About the Author 233
Most Helpful Customer Reviews
This book by itself will enable an attorney or non-attorney to eliminate a credit card debt without hurting your credit rating. I used the book to rid myself of $35,000 in credit card debt.