Alex (Anne Heche) is a corporate banker who refuses to prostitute herself for the company but has house payments to make so she becomes a call girl on her own terms. After hooking with bad-boy criminal Bruno Buckingham (Christopher Walken), she is then approached and raped by FBI-agent Tony who is posing as Bruno's driver. Alex is caught in a squeeze where she has to keep seeing Bruno, working with the FBI. Her first job as Bruno's new girl is to set up an account for Bruno's wife, Virginia (Joan Chen), at her bank. Suddenly Alex discovers she's a lesbian as she falls for Virginia and the two have a sexual encounter. Together, Alex and Virginia attempt to send up Bruno and leave the country together. The story for this soft-core crime film is as loose as the characters, most of it feeling like it was improvised. The entire plot seems to take back seat to the sexuality and works as little more.