U.S. fair and affordable housing policy has been constrained by neoliberal ideologies that emphasize market-based approaches to program implementation. Public policy aimed at ameliorating housing discrimination and expanding access to housing markets for minorities and the poor has remained underdeveloped, underfunded, and poorly implemented. This edited book adds to our understanding of the trends, outcomes, and future directions of fair and affordable housing policy. It is divided into four parts, examining issues of interest to housing scholars and practitioners. Sections include discussions of fair housing policy, affordable housing finance, equitable approaches to land use, rent vouchers, and homeownership policy. Contributors to the edited volume include experts from the fields of political science, public policy, urban planning, sociology, and social work.
About the Author
Robert Mark Silverman, Ph.D. (1997) in Urban Studies, University of Wisconsin, Milwaukee, is an Associate Professor of Urban and Regional Planning at the University at Buffalo. He is author of numerous articles on housing, public participation, nonprofits, and community development.
Kelly L. Patterson, Ph.D. (2002) in Urban Studies, University of Wisconsin, Milwaukee, is an Assistant Professor of Social Work at the University at Buffalo. Her research focuses on rent vouchers, fair housing, discrimination, social policy, and the African American experience.
Table of Contents
List of Figures and Tables vii
Notes on Contributors xiii
Making Housing Policy Fairer and More Affordable in the US Robert Mark Silverman Kelly L. Patterson 1
Part 1 Fair Housing, Policy, and Perceptions
Intergovernmental Enforcement of the Fair Housing Act: The Fair Housing Assistance Program Eric M. Wilk Charles M. Lamb Nicholas R. Seabrook 21
The Federal Courts and Fair Housing Policy: A Principal-Agent Interpretation Nicholas R. Seabrook Charles M. Lamb Eric M. Wilk 41
Fair Housing in the U.S. Real Estate Industry: Perceptions of Black Real Estate Professionals Robert Mark Silverman 67
Part 2 Affordable Housing, Finance, and Land Use Issues
Barriers to Fair Housing Policy Implementation: Finance, Regulation, and Public Opinion J. Rosie Tighe 91
The Low-Income Housing Tax Credit Alex Schwartz 125
Inclusionary Housing and Fair Housing Dennis Keating 143
Part 3 Rent Vouchers, a Tool to Deconcentrate Poverty
What Should Housing Vouchers Accomplish? David Varady 157
Stuck in Buffalo, But Why?: Residential Spatial Patterns of Housing Choice Voucher Holders in a Rust Belt City Kelly L. Patterson 181
Should Low-Income Housing Tax Credits and Housing Choice Vouchers Be Fungible? Kirk McClure 213
Part 4 The Rise and Stall of Homeownership
The Historic Roots of the Crisis in Housing Affordability: The Case of Buffalo, New York, 1920-1950 Henry Louis Taylor 245
Segregation as a Driver of Subprime Lending and the Ensuing Economic Fallout Gregory D. Squires 277
Be It Ever So Humble, There's No Place Like Home: The Experiences of Low-Income, Minority Homebuyers Anna Maria Santiago George C. Galster Cristina M. Tucker Ana H. Santiago-San Roman Angela A. Kaiser 289