Financial Literacy Lessons and Activities, Grade 5 Teacher Resource

by Evan-Moor Educational Publishers

Overview

Give fifth grade students important life skills by teaching them about money and financial concepts and how to apply math to the world around them!

This dynamic teaching resource provides reproducible cut—out math manipulatives, reference sheets, and visual aids to support students as they explore real—world lessons and hands—on activities related to making and following a budget, earning money at a job, using banks, paying for health services, and more.

Financial Literacy Lessons and Activities for Grade 5 is based on national and state standards and enriches any math curriculum in the classroom and home.

What's Inside

Financial Literacy Lessons and Activities Grade 5 is based on current national and state standards, and each of the 10 units includes:

• Teacher overview with a suggested teaching plan, discussion questions, and vocabulary
• Real—world story that introduces each unit's theme in the context of real life
• Cross—curricular activities including vocabulary, reading comprehension, and social studies
• Math application that presents scenarios using money—based word problems
• Hands—on activities such as partner and whole—class games and role playing that bring the concepts to life

Valuable teaching tools include these reproducible worksheets:

• Cut—out math manipulatives such as play money
• Reference sheets and visual aids for decimals, percentages, graphs, and fractions
• Glossary of vocabulary words

144 reproducible pages. Includes answer key.

This is a reproducible resource (photocopying of lessons is permitted) for single classroom or individual home use only.

About Evan—Moor Educational Publishers

Igniting young minds to help every child learn and succeed! Evan—Moor creates engaging and meaningful learning resources for children in grades PreK — 8. Trusted by parents and teachers for over 45 years, Evan—Moor's award—winning resources are thoughtfully developed to nurture children's hearts and minds to help them reach their full potential.

Product Details

ISBN-13:	9781645142690
Publisher:	Evan-Moor Educational Publishers
Publication date:	01/01/2023
Series:	Financial Literacy Lessons & Activities
Pages:	144
Product dimensions:	8.50(w) x 11.00(h) x 0.37(d)
Age Range:	10 - 11 Years

About the Author

Igniting young minds to help every child learn and succeed!

Evan—Moor creates engaging and meaningful learning resources for children in grades PreK–8. Trusted by parents and teachers for over 45 years, Evan—Moor’s award—winning resources are thoughtfully developed to nurture children’s hearts and minds to help them reach their full potential.

Table of Contents

What's in Financial Literacy Lessons and Activities 6

How to Use Financial Literacy Lessons and Activities 9

Reproducible Student Resource/Reference Pages

Play Money Cutouts 10

How to Add and Subtract Decimals 11

How to Multiply and Divide Decimals 12

Checkbook Register 13

Circle Graphs 14

Vocabulary Definitions 15

Units

Buying and Selling at the Store 18

Financial Concepts: Buyers distinguish between their own needs and wants, which vary from person to person.

Buyers should consider cost vs. benefit (is it worth what you're paying?).

Math Skills: subtraction, multiplication, division, fractions, currency

Earning Money at a Job 30

Financial Concepts: Different jobs require different skills.

Employers pay what they think the skills are worth.

Skills take different amounts of time and training to acquire.

Math Skills: multiplication, division, currency

Making and Following a Budget 42

Financial Concepts: A budget is a plan for balancing money earned and spent.

A budget helps you save for long-term goals.

Math Skills: addition, subtraction, multiplication, division, decimals, currency

Paying at a Restaurant 54

Financial Concepts: All choices have an "opportunity cost": the benefit of the options you don't choose.

Buyers prioritize or rank what they want.

Math Skills: addition, multiplication, division, rounding, rates, currency

Using Banks 66

Financial Concepts: Banks have many services, including savings, checks, and lending money.

Banks bring borrowers and lenders together.

Banks charge money for their services.

Math Skills: addition, multiplication, rates, currency

Paying to Go Places 78

Financial Concepts: There are many services involved in entertainment, both hidden and visible.

Public transportation maybe more affordable than a personal car.

Math Skills: addition, subtraction, multiplication, data tables, currency

Using Credit Cards 90

Financial Concepts: Credit cards allow delayed payment for goods and services.

The longer you take to pay, the more you pay.

Credit habits affect the ability to get loans.

Math Skills: addition, subtraction, multiplication, decimals, currency

Paying Bills 102

Financial Concepts: There are many recurring costs involved in running a household.

People pay for services that provide power, water, and communication.

People pay for ongoing subscriptions, lessons, and memberships.

Math Skills: addition, subtraction, division, graphs, decimals, currency

Paying for Health Services 114

Financial Concepts: People pay for healthcare workers, medicines, and medical treatments.

Some services, including public health, are paid for by governments.

Many people buy insurance to lower the cost of healthcare.

Math Skills: addition, subtraction, decimals, currency

Paying Taxes 126

Financial Concepts: People pay taxes on most money earned or spent.

Tax money pays for things that benefit everyone in the community.

Math Skills: addition, multiplication, decimals, rates, currency

Answer Key 138