Individuals convicted of a federal crime can be ordered by the court to pay a fine or restitution at sentencing. Offenders should pay their court-ordered fines & restitution as a lump-sum payment. If it cannot be made, installment payments are to be made. This report studies orders of fines & restitution imposed on federal criminal offenders. It (1) identifies guidance available to probation officers on how to determine payment schedules for offenders who received orders to pay fines to the government & restitution to their victims, & (2) assesses how offenders payment schedules were actually determined while under court supervision.