The Five Lessons a Millionaire Taught Me about Life and Wealth

The Five Lessons a Millionaire Taught Me about Life and Wealth

by Richard Paul Evans
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The Five Lessons a Millionaire Taught Me about Life and Wealth by Richard Paul Evans

When Richard Paul Evans was twelve, his father, a building contractor, shattered both his legs. With no insurance, no income, and eight children, the family was destitute. At that difficult time young Evans was introduced to a kind multimillionaire who taught him the five secrets of wealth. Today, Evans credits those lessons not just with bringing him wealth and success but also bringing him freedom and opportunity in a world where financial slavery is ubiquitous.

In his signature motivational voice, Evans interweaves those influential lessons with personal stories from everyday people. He explains that money should not be the preoccupation of our lives. Rather, if we follow the five principles, we will be free to focus on God, family, and relationships — the true nourishments of life.

Wise and compelling, The Five Lessons a Millionaire Taught Me About Life and Wealth will leave you with a new view of what it means to be rich — and convinced that you, too, can build wealth. The Five Lessons a Millionaire Taught Me About Life and Wealth is endorsed by financial consultants, churches, schools, and marriage counselors.

You cannot afford to be without this audiobook.

Product Details

ISBN-13: 9780743552363
Publisher: Simon & Schuster Audio
Publication date: 12/27/2005
Edition description: Unabridged, 2 CDs, 2 hours
Product dimensions: 5.00(w) x 5.75(h) x 0.30(d)

About the Author

Richard Paul Evans is the #1 bestselling author of The Christmas Box. Each of his more than thirty novels has been a New York Times bestseller. There are more than thirty million copies of his books in print worldwide, translated into more than twenty-four languages. He is the recipient of numerous awards, including the American Mothers Book Award, the Romantic Times Best Women’s Novel of the Year Award, the German Audience Gold Award for Romance, two Religion Communicators Council Wilbur Awards, the Washington Times Humanitarian of the Century Award and the Volunteers of America National Empathy Award. He lives in Salt Lake City, Utah, with his wife, Keri, and their five children. You can learn more about Richard on Facebook at, or visit his website,

Richard Paul Evans is the #1 bestselling author of The Christmas Box. Each of his more than thirty novels has been a New York Times bestseller. There are more than thirty million copies of his books in print worldwide, translated into more than twenty-four languages. He is the recipient of numerous awards, including the American Mothers Book Award, the Romantic Times Best Women’s Novel of the Year Award, the German Audience Gold Award for Romance, two Religion Communicators Council Wilbur Awards, the Washington Times Humanitarian of the Century Award and the Volunteers of America National Empathy Award. He lives in Salt Lake City, Utah, with his wife, Keri, and their five children. You can learn more about Richard on Facebook at, or visit his website,


Salt Lake City, Utah

Date of Birth:

October 11, 1962

Place of Birth:

Salt Lake City, Utah


B.A., University of Utah, 1984

Read an Excerpt

Chapter 1

The Grip

GOOD GOLF BEGINS WITH A GOOD GRIP. This statement, I realize, packs as much explosive punch as announcing the startling fact that the battery in baseball is composed of a pitcher and a catcher. Moreover, for most golfers the grip is the drabbest part of the swing. There's no glamour to it. They see it accomplishing nothing active, nothing decisive. On the other hand, for myself and other serious golfers there is an undeniable beauty in the way a fine player sets his hands on the club. Walter Hagen, for instance, had a beautiful grip, delicate and at the same time powerful. It always looked to me as if Hagen's hands had been especially designed to fit on a golf club. Of the younger players today, Jack Burke gets his hands on the club very handsomely. No doubt a professional golfer's admiration for an impressive grip comes from his knowledge that, far from being a static "still life" sort of thing, the grip is the heartbeat of the action of the golf swing.

Logically, it has to be. The player's only contact with the ball is through the clubhead, and his only direct physical contact with the club is through his hands. In the golf swing, the power is originated and generated by the movements of the body. As this power builds up, it is transferred from the body to the arms, which in turn transfer it through the hands to the clubhead. It multiplies itself enormously with every transfer, like a chain action in physics. Or, to use a more familiar example, think of the children's game of snap-the-whip where the element at the end of the chain (in golf, the clubhead) is going thousands of times faster than the element which originated the velocity. This chain action depends on a proper grip. With a defective grip, a golfer cannot hold the club securely at the top of the backswing -- the club will fly out of control every time. And if the club is not controlled by a proper grip, the power a golfer generates with his body never reaches the club through his hands on the downswing, and the clubhead cannot be accelerated to its maximum.

The standard grip is the overlapping grip. It has been for over half a century now, ever since Harry Vardon popularized it both in Great Britain and here in America. Up to now we haven't found a grip that promotes as effective a union between the body and the club. One of these days a better one may come along, but until it does, we've got to stick with this one. In a good grip both hands act as ONE UNIT. They can't if you grip the club almost correctly -- which really means partially incorrectly. To cite the most common illustration, a right-handed player (whose left hand naturally is much less powerful than his right) kills any chance for a cooperative union of both hands if his right hand is dominant from the start or if it can assume dominance in the middle of the swing and take the whole swing over. One essential, then, to insure yourself a firm two-handed grip is to get your left hand on the club absolutely correctly. Here's how I would advise you to do it:





When a golfer has completed his left-hand grip, the V formed by the thumb and forefinger should point to his right eye. The total pressure of all the fingers should not be any stronger (and may even be a little less strong) than the pressure exerted by just the forefinger and the palm pad in the preparatory guiding action. In the completed grip, the main pressure points are the last three fingers, with the forefinger and the palm pad adding assisting pressure. The three fingers press up, the pad presses down, and the shaft is locked in between. Keeping pressure on the shaft with the palm pad does three things: it strengthens the left arm throughout the swing; at the top of the backswing, the pressure from this pad prevents the club from slipping from the player's grasp; and it acts as a firm reinforcement at impact.

This pressure we are speaking of should be "active," the kind of pressure that makes your hand feel alive and ready for action. Some golfers grab hold of a club so ferociously they look like they're going to twist the grip right off it. There's no need for overdoing the strength of your grip. In fact, there's a positive harm in it: you automatically tighten the Cords in the left arm and render it so stiff, so deaf that it will be unable to hear your requests and give you a muscular response when you start your swing. Too tight a grip will also immobilize your wrist. A secure, alive, and comfortable grip is what you want, for, as the weighted clubhead is swung back, your fingers instinctively tighten their grasp on the shaft.

The grip of the right hand, since it is the hand that does the overlapping, is more complicated. If setting up a strong, correct left hand is one half of the job of establishing a one-unit grip, the other half is getting your right hand in a position to perform its share of the work but no more than its equal share. This means, in effect, subduing the natural tendency of the right forefinger and thumb to take charge. If they do, they'll ruin you. The "pincer fingers," the forefinger and thumb, are wonderful for performing countless tasks in daily living such as opening doors and picking up coffee cups, but they are no good at all in helping you to build a good grip and a good swing. The explanation behind this is that the muscles of the right forefinger and thumb connect with the very powerful set of muscles that run along the outside of the right arm and elbow to the right shoulder. If you work the tips of the thumb and forefinger together and apply any considerable amount of pressure, you automatically activate those muscles of the right arm and shoulder-and those are not the muscles you want to use in the golf swing. Using them is what breeds so many golfers who never swing with both hands working together, who lurch back and then lurch into the ball, all right arm and right shoulder and all wrong.


THE RIGHT-HAND GRIP IS A FINGER GRIP. THE TWO FINGERS WHICH SHOULD APPLY MOST OF THE PRESSURE ARE THE TWO MIDDLE FINGERS. As we have mentioned, the forefinger shouldn't be allowed to become too forceful. As for the little finger, it slides up and over the forefinger of the left hand and locks itself securely in the groove between the left forefinger and the big finger. NOW, WITH THE CLUB HELD FIRMLY IN THE FINGERS OF YOUR RIGHT HAND, SIMPLY FOLD YOUR RIGHT HAND OVER YOUR LEFT THUMB -- that is how I like to think of it. When you have folded the right hand over, the right thumb should ride down the left side of the shaft, slightly.

If there is one major consideration to keep uppermost in your mind about the right hand, it is that the club must be in the fingers and not in the palm. In order to get a check on the ball with backspin or to cut the ball up with a nice under-spin and to do many other things with the ball, the ball must be hit sharp and crisp, and you can achieve this only if the club is in the fingers of the right hand. Furthermore, a proper right.hand grip will enable the player to transmit the greatest amount of speed to the clubhead. Controlled speed is what we want, and you can get this control only from the fingers, not from the right hand itself.

A word more about the little finger of the right hand. While it has been approved practice for quite some time to let the little finger ride sort of piggyback on top of the left forefinger, I would really advise you to hook that little finger in the groove between the forefinger and the big finger. It helps to keep the hands from slipping apart. It also gives me the good feeling that my hands are knitted vigorously together.

A word further about the thumb area of the right hand. To promote a right-hand grip that is strong where it should be strong (and which will then more than offset the dangerous tendency to let the tips of thumb and forefinger work like a pincer), I recommend the golfer-reader to cultivate the following habit' School yourself when you are taking your grip so that the thumb and the adjoining part of the hand across the V -- the part that is the upper extension of the forefinger -- press up against each other tightly, as inseparable as Siamese twins. Keep them pressed together as you begin to affix your grip, and maintain this airtight pressure between them when you fold the right hand over the left thumb. In this connection, I like to feel that the knuckle on the back of my right hand above the forefinger is pressing to the left, toward my target. It rides almost on top of the shaft. I know then that the club has to be in my fingers. Furthermore, when you fold the right hand over the left thumb -- and there is a lot left to fold over -- the left thumb will fit perfectly in the "cup" formed in the palm of your folded right hand. They fit together like pieces in a jigsaw puzzle.

This union of left thumb and right thumb pad strengthens the welding together of the two hands and it serves to add real reinforcement to your grip, particularly at the top of the backswing where poor grips are most likely to deteriorate. When you check your right-hand grip, the V formed by the thumb and forefinger should be pointing right at the button of your chin.

And a final word about those potential swing-wreckers, the right forefinger and thumb. While the tips of the forefinger and thumb do serve the advanced golfer as his finesse fingers, learning to use them only for touch in striking the ball requires some training. You will develop this talent as you go along. However, at this stage of the game when breaking down bad habits and acquiring correct new habits is our paramount consideration, there is no doubt whatsoever in my mind that the average golfer should forget about this finesse business completely. It can do him so much more harm than good in learning how to use the right hand. In this connection, an extremely beneficial exercise to practice (perhaps five minutes daily for a week) is to grip the club and swing it with the right forefinger and thumb entirely off the shaft. This gives a golfer a wonderful sense of having just one corporate hand on the club. This, of course, is the ideal. When you complete your grip, try to feel that the tips of the forefinger and thumb are hardly on the club and strive instead to build up that opposite feeling (which we described earlier) that the knuckle above the forefinger is pressing toward the thumb and toward the target.

It may seem that we have gone into unwarranted detail about the elements of the correct grip. This is anything but the case. Too often in golf, players mistake the generality for the detail. They think, for example, that overlapping the finger is the detail and so they do not pay sufficient attention to how they do it. Or they confuse an effect (which can be quite superficial) with the action (the real thing) that causes the effect. For instance, a lot of golfers are under the impression that if their two Vs are pointed correctly, their grip must be correct. It may be or may not be. The direction of the Vs is no guarantee, simply a check point. In golf there are certain things you must do quite precisely, where being approximately right is not right enough. The grip is one of these areas where being half right accomplishes nothing. On the other hand, once you start cultivating the right habits, gripping the club correctly comes easily. You'll fall right into it. Furthermore, being painstaking about learning to grip rewards you a thousand times over. Once you have mastered a correct grip -- and assuming your stance and posture are also correct -- you can practically forget about what the hands will be doing, or what they have to do, during the swing. They will take care of it themselves. The reason for this is that a correct grip brings into play the correct muscles of your arms and body.

I would like to support these points, if I may, with a chunk of autobiography, for if any golfer ever ran the whole gamut of grips, I did. I was born left-handed -- that was the normal way for me to do things. I was switched over to doing things right-handed when I was a boy but I started golf as a left-hander because the first club I ever came into possession of, an old five-iron, was a left-handed stick. I stopped being a left-handed golfer for what might be termed local commercial conditions: the boys in my home town, Fort Worth, used to buy their golf clubs (at a dollar perclub) at a five-and-dime store, and there simply never was any left-handed equipment in the barrel where the clubs were stacked. When I changed over to the right side, possibly as a hangover from my lefthanded start I first used a cross-hand grip. I experimented next with the interlocking grip, and at length -- I must have been about 15 at the time -- I finally arrived at the overlapping grip. I was working then in the golf shop at the Glen Garden club, and I copied the grip of Ted Longworth, the pro. I recognized quickly that this was the best of all grips, and once I had persuaded myself of that fact, it took me only a short time to familiarize myself with it.

Over the years since first adopting the overlapping grip, I have made two minor alterations. Right after I came out of the service, I changed from what is called the "long thumb," the left thumb fully extended down the shaft, to a modified "short thumb," contracting my left thumb and pulling it up a half inch. The "long thumb" let the club drop down too far at the top of the backswing, and it was really rough to get my timing right. I made my second alteration in 1946, moving my left hand a good half inch to the left. I was working then to find some way of retaining my power while curbing my occasional tendency to hook. Moving my left hand over so that the thumb was directly down the middle of the shaft was the first step in licking that problem. I regard both of these changes as personal modifications or adjustments. That is, they were beneficial for me and I would advocate them as sound measures for golfers with the same natural swing pattern and hitting action as myself. Let me make it clear, though, that I look upon them only as adjustments and not as fundamentals. The truly fortunate golfer is the player who needs to make the smallest number of adjustments.

The golf grip is bound to function most effectively when the hands and fingers feel thin. Some days they do, some days they don't. Interestingly enough, drinking some ginger ale, because of its effect on the kidneys, seems to prevent the hands from feeling too fat and puffy. If the weather is cold, of course, it always affects your feel. To make sure my hands were warm enough at Carnoustie, I carried a handwarmer in each pocket. These are Victorian gadgets that work something like a cigarette lighter; the small metal containers (covered with heavy cloth) are filled with a fluid that, once the wick is lit, smolders for about eight hours. These hand-warmers, incidentally, also served to keep the golf balls in my pocket nice and warm. A warm ball, you know, flies farther than a cold one.

In our next lesson, we will take up the modern fundamentala of the stance and posture. But don't go too fast. For at least a week PUT IN 30 MINUTES OF DALLY PRACTICE ON THE GRIP. LEARNING THESE NEXT FUNDAMENTALS WILL THEN BE TWICE AS EASY AND TWICE AS VALUABLE. I want to stress again that intelligent application is required to learn the golf swing, but how self-rewarding this application is! The average golfer will finally learn how to put all the elements of the swing together. He will be able to repeat that swing and to hit shots that have the same basic character as a professional's because he will be using the same method a pro does. He may not be as long as a pro or as accurate, but he will be long and straight. And he will be hitting correctly executed golf shots, with real character to them. That is something a lot of people have never experienced, but it is entirely within the average person's power. I cannot emphasize this point too strongly.

Once the average golfer is properly started on the correct method of hitting the golf ball, he will begin to improve and to feel that improvement, and he will gradually find that he is able to hit fine, full shots and to hit the ball high, low, draw it, fade it, play sand shots, recoveries, half shots -- ALL THIS WITHOUT CHANGING HIS SWING. The swing itself is what gives you this feel for managing this full variety of golf shots.

As he improves, the average golfer will enjoy the game more and more, for a correct swing will enable him to rediscover golf -- in fact, to discover golf for the first time. He will have the necessary equipment, the full "vocabulary" for golf. He's going to see a different game entirely. When he gets on a tee where a 170-yard minimum carry is needed to get across a water hazard, he won't go blank over the ball, as some golfers do, and just pray that somehow he will get it over the water, this being the best he can hope for. No, he'll know he can carry 200 yards of water any old time and he'll honestly be able to think about the more advanced things: how much of the water hazard he should try to cut off, the best position (for a player of his individual length) across the water from which to play his second on the particular hole. The strategy implicit on every good golf hole will appeal to him, not befuddle him. He'll understand the reason why that tree is standing along the left edge of the fairway. He'll see why that trap edges into the opening to the green. He'll see why the fairway narrows where it does. He will not want the greens committee to cut down that tree or close up that trap or push back the rough. He will even object if there is a plan afoot to soften up the rough.

He will, in short, absorb the spirit of the game. When he hits a poor shot and leaves himself with a difficult recovery, he'll respond to the challenge of having to play a difficult shot extra well in order to make up for his error. If there's a small opening to the green, he will respond to that challenge of having to hit a more accurate shot than he usually does or pay the just consequences. He will feel this way about golf because he will know he has an essentially cotrect, repeating swing and that he can, with moderate concentration, produce the shot that is called for. He will make errors, of course, because he is human, but he will be a golfer and the game will be a source of ever-increasing pleasure for him.

Copyright © 1957 by Ben Hogan

Table of Contents


The Fundamentals

1. The Grip

2. Stance and Posture

3. The First Part of the Swing

4. The Second Part of the Swing

5. Summary and Review

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Five Lessons a Millionaire Taught Me About Life and Wealth 4.4 out of 5 based on 0 ratings. 13 reviews.
Guest More than 1 year ago
This is a superb book! If you would like an interesting and informative book that contains practical and powerful principles that can be effectively applied in your life, this is the book. The valuable lessons in this inspiring book are changing my life for the better. I also like Richard's encouraging real-life stories. I find his 4th lesson on winning in the margins very useful. You can learn more about his life-story and a very helpful lesson from his official 'winninginthemargins' book website. The passkey is 'edwealth'. Access to this fascinating website is free. Happy reading and viewing! Edlwj
Guest More than 1 year ago
The Five Lessons is not just a book about money it is a book about hope. These principles are not new and I am sure many of us have heard them before. The reason this book is so different is the way Evans¿ delivers the message. His writing is concise, easy to understand and most important inspirational. Every time I read this book I find new ways to save money or earn money. I have a better understanding of the power of compound interest. This is the first time in years that I actually feel financially stable and I owe it all to this simple book. I recommend this book to old, young, newlyweds and financial gurus. I think everyone can gain something from this book.
Guest More than 1 year ago
I read this book over a year ago and have literally saved thousands of dollars because of it! For the first time in my life money management made sense to me. If I had learned the 5 lessons when I was in my youth, I would be wealthy today. But even though I am past my prime, these lessons were STILL a source of hope for my future, but even more, for my childrens' futures. I preach the 5 lessons to them every day!
Guest More than 1 year ago
This is the financial book you need! My husband and I began following 'The Five Lessons' and it completely changed our lives. The simple, easy to follow 'Five Lessons' are very powerful. I have shared this book with my family and friends and strongly feel everyone, no matter their financial situation can benefit from this book.
Guest More than 1 year ago
Familiar to readers as a romantic and spiritually centered novelist, Richard Paul Evan's latest non-fiction book about MONEY and FINANCES of all things, is a fun surprise. Full of stories and examples from his own life and other acquaintences, it packs an emotional punch and bottom line, it WORKS. A friend saved $1,600 recently and directly attributes it to what he learned from the 5 Lessons. Mr. Evans first learned these lessons at age 12. This book is GREAT for teenagers... wish I would have had it when I entered college. Things would be different for me now if I would have had this book years ago.
Anonymous More than 1 year ago
I am below fifteen, and I am going to garentee it to help anyone who is in any debt. It is very helpful, and he relates many ways to help you. I am so glad I read this now instead of later. The steps are well laid out, and they will help build a way out of debt and get you financially carefree within months!! I highly recomend this to anyone of all ages and situations. If you are a youth, I hope you take this chance to learn how to not get in debt or to hurt yourself in the future. MUST READ!!
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I read this book and loved it. I just wish I had found it years ago. many years ago I decided to dig my way out of debt and this book would have been a great help then. Maybe if I had read the book at age 12 I would have led a different life and never would have found myself digging out of the financial cave in that was my debt. I would recommend buying two copies of the book when you get it. one for yourself and another to pass on to a friend or family member you love and wish success on. I would say read the book and pass it on.....but I can't recommend what I can not also do. I have had to keep my copy so I can reference it and refresh the wealth of info it has given me. so far in the weeks after reading this book I have saved several hundred dollars....some of which will keep growing with the savings coming in each month with the reduced bills. all this extra money without "giving up" anything, just reevaluating priorities and spending!
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