ISBN-10:
026218236X
ISBN-13:
9780262182362
Pub. Date:
04/09/2004
Publisher:
MIT Press
Genetics and Life Insurance: Medical Underwriting and Social Policy

Genetics and Life Insurance: Medical Underwriting and Social Policy

by Mark A. Rothstein, Arthur L. Caplan
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Product Details

ISBN-13: 9780262182362
Publisher: MIT Press
Publication date: 04/09/2004
Series: Basic Bioethics
Pages: 312
Product dimensions: 6.00(w) x 9.00(h) x 0.81(d)
Age Range: 18 Years

About the Author

Mark A. Rothstein is Herbert F. Boehl Chair of Law and Medicine and Director of the Institute for Bioethics, Health Policy, and Law in the School of Medicine at the University of Louisville.

Arthur L. Caplan is Director of the Division of Medical Ethics in the Department of Population Health at New York University's Langone Medical Center.

Table of Contents

Series Forewordvii
Prefaceix
Introductionxi
Contributorsxv
1.Public Attitudes1
2.The Insurer Perspective27
3.The Economics of Risk Selection49
4.Medical Underwriting73
5.Genetic Risks and Mortality Rates95
6.The Functions of Insurance and the Fairness of Genetic Underwriting119
7.Perspectives of Consumers and Genetics Professionals147
8.A Comparative International Overview173
9.Antitrust Implications of Insurers' Collaborative Standard Setting195
10.A Consumer Agenda217
11.Policy Recommendations233
AppendixLife Insurance and Genetic Testing General Population Survey Questionnaire267
Index285

What People are Saying About This

Elettra Ronchi

This book addresses a topic of great social relevance and succeeds in its intent of offering a balanced perspective on the current debate.

Mark A. Hall

This impressive volume, boasting contributions from a variety of perspectives, offers a detailed account of the current and potential uses of genetic information by life insurers. It should be the starting point for anyone who wants to learn more about this important and intriguing topic.

Thomas H. Murray

With the help of an exceptional collection of contributors, Mark Rothstein has illuminated one of the darkest corners of genetic discriminationin life insurance. With his usual combination of superb scholarship, wisdom, and common sense, Rothstein shows us where we are and what paths are open for sensible policies in the future.

Endorsement

This impressive volume, boasting contributions from a variety of perspectives, offers a detailed account of the current and potential uses of genetic information by life insurers. It should be the starting point for anyone who wants to learn more about this important and intriguing topic.

Mark A. Hall, Fred D. and Elizabeth L. Turnage Professor of Law and Public Health, Wake Forest University

From the Publisher

With the help of an exceptional collection of contributors, Mark Rothstein has illuminated one of the darkest corners of genetic discriminationin life insurance. With his usual combination of superb scholarship, wisdom, and common sense, Rothstein shows us where we are and what paths are open for sensible policies in the future.

Thomas H. Murray, President, The Hastings Center

This impressive volume, boasting contributions from a variety of perspectives, offers a detailed account of the current and potential uses of genetic information by life insurers. It should be the starting point for anyone who wants to learn more about this important and intriguing topic.

Mark A. Hall, Fred D. and Elizabeth L. Turnage Professor of Law and Public Health, Wake Forest University

Peter P. Swire

Genetics and Life Insurance addresses for the first time the relationship between genetics and an enormous industry. Professionals in the life insurance field will turn to this book as an authoritative discussion of the relevant viewpoints and issues. A strength of the book is the diversity of perspectives held by the authors of the various chapters.

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