James M. Mwape, MBA, MS, is a Business Manager for the E-ZPass Interagency Group. He currently serves on the OmniAir Consortium, Inc. Electronic Payment Systems Committee as Co-Chair. He is also an active participant in the I-95 Corridor Coalition Electronic Payment Systems and speaks at various conferences on Electronic Payments. He has also worked in New York City and Yonkers Public School systems as a Chemistry teacher. Prior to September 11, terrorist attack on New York he worked in the banking and insurance industry in New York City. He is the Director of the River Academy, which provides free tutoring service to South Jersey students. He has traveled extensively around the world and speaks multiple languages. He lives in New Jersey and loves traveling, playing golf and bike riding with his wife Ruth and their three children Natasha, James, Jr. and Simon in his spare time.