Learn how retirement really works before it's too late...
"This book is the best I've seen on how to navigate the retirement savings question." (Forbes)
Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money.
How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning.
In this book, you'll learn:
- Why the best way to describe most retirement estimates is garbage-in/garbage-out
- The five critical assumptions that can destroy your financial security
- How to reduce the amount you need to retire by as much as $600,000
- Three strategies to maximize spending today while protecting for the future
- How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius
Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it.
Buy the book today so you can retire with confidence!
|Publisher:||Todd R. Tresidder|
|File size:||2 MB|
About the Author
Table of Contents
MODEL 1: CONVENTIONAL RETIREMENT PLANNING, THE SMART WAY
Part 1: What It Costs to Live a Great Life in Retirement
Part 2: It’s All About the Assumptions, Not the Calculator
Part 3: The Five Essential Questions
Question 1: How Much Income Do You Need to Retire?
Question 2: Why Is Inflation the Single Biggest Threat?
Question 3: When Will You Die?
Question 4: How Much Will Your Pension Contribute?
Question 5: How Much Investment Income Can You Expect?
Part 4: How to Accurately Estimate Investment Returns
The Only Investment Return that Matters
Monte Carlo Calculators and Other “Random” Myths
How Valuations Make or Break Your Retirement
Part 5: How to Estimate Your “Magical” Retirement Number
Simple Models to Calculate Your Magic Number
Building Confidence into Your Plan
How to Find Your True North
Only Two Numbers Matter for Your Retirement Security
The Smart Way to Use Retirement Calculators
MODEL 2: LIFESTYLE PLANNING, THE CREATIVE WAY
Flip the Script on Your Retirement
MODEL 3: CASH FLOW PLANNING, THE SIMPLE WAY
My Secret to a Secure Retirement at Age 35