When it comes to stress caused by money worries, the best thing to do is set a Christmas budget and stick to it. Once you have your budget in place, allocate funds within it for separate Christmas necessities such as food and presents. All too often we are tempted to overspend when we hit the shops. Going armed with a detailed list and sticking to it is an excellent way to avoid this temptation. The other danger is that we tend to overstock, cramming our fridges and cupboards with all kinds of Christmas goodies that we neither really want nor need.
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About the Author
Sandy Hall is a teen librarian from New Jersey where she was born and raised. She has a BA in Communication and a Master of Library and Information Science from Rutgers University. When she isn't writing, or teen librarian-ing, she enjoys reading, marathoning TV shows, and long scrolls through Tumblr. A LITTLE SOMETHING DIFFERENT is her first novel.