How to Retire Debt-Free and Wealthy: A Finance Coach Reveals the Secrets, Tips, and Techniques of How Clients Become Millionaires
How to Retire Debt-Free and Wealthy: A Finance Coach Reveals the Secrets, Tips, and Techniques of How Clients Become Millionaires

How to Retire Debt-Free and Wealthy: A Finance Coach Reveals the Secrets, Tips, and Techniques of How Clients Become Millionaires

by Christine Ibbotson

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Overview

Christine Ibbotson has been providing financial advice for decades. She's fully aware of the reality: In today's busy life, most people are worried about their jobs, their kids, and what to make for dinner. Planning for the future is usually last on the list. Most believe it is too difficult to understand all the ins and outs of the financial markets, how to save and plan for the future, and how to pay off their mortgage. They would rather leave it up to someone else to make the decisions on their retirement portfolios. As Ibbotson suggests, most people simply wait too long to plan—and then panic.

In How to Retire Debt-Free and Wealthy, Licensed Financial Advisor Christine Ibbotson offers accessible and realistic guidelines in a series of achievable steps, from debt elimination to wealth management, teaching readers how to create their own customizable financial plans. Illustrated with stories of real clients who have achieved their retirement dreams, Ibbotson's book is sure to leave readers with all the tools and techniques to save and eliminate debt.

Product Details

ISBN-13: 9781771088022
Publisher: Nimbus Publishing, Limited
Publication date: 01/13/2020
Pages: 240
Product dimensions: 5.75(w) x 8.00(h) x (d)

About the Author

Christine Ibbotson has been providing financial advice to clients for over twenty-three years and is a Licensed Financial Advisor, a Licensed Residential and Commercial Mortgage Broker and a provincially Licensed Insurance Broker. She also attained her Chartered Investment Manager designation with further studies taken in Advanced Estate Planning, Trusts, and Taxation. Throughout her career, Chris had the opportunity to manage her own Mortgage Brokerage Firm for many years. She has a vast client base with hundreds of clients that have continually sought her expertise for every stage of their financial lives. Chris writes a financial advice column, regularly speaks at bank advice events and is a frequent guest speaker for client focused retirement seminars coordinated by local financial institutions. She currently continues to provide personalized investment and lending advice to clients with an ongoing focus towards wealth building, estate planning, and tax minimization.

Table of Contents

Lessons From Your Finance Coach

Getting Started

Core Then Explore

Establishing Your Core

Five Steps to Establishing your "CORE PLAN"

-Step 1: Debt Elimination

-Step 2: Mortgage Amortization Should Match the Years Left to Your Retirement.

-Step 3: Use a Daily Cash Journal and Finance Tracker

-Step 4: Determine your TDS Ratio

-Graham and Valerie

-Guy and Yvonne

-Step 5: Explore Ways to Increase Your Wealth

CASH TRACKER

FINANCE TRACKER

Client Stories: How to Eliminate Debt Before Retirement

Leverage Lending to Pay off a Mortgage: Laurie & Patrick.

Waiting for the Inheritance that Never Came: Lisa & Jack

Relying on Home Equity to Fund Retirement: Tracie & Kyle

How Can We Save for Retirement When We Don't Earn Enough: Mandy & Joe

Sandwich Generation: Jennifer & Dave

We Can Never Save Enough: Wendy and Raymond

The Kids Deserve it All: Anne & Robert

Self-Employed Professionals with High Lifestyles: Dr. Brown & Karen Brown

Affluent Clients are Not Afraid of Debt, but They Should Be: Caroline

Using Rental Properties to Increase Wealth: Cheryl & James

Three Key Components to Purchasing Rental Properties

What the Bank Looks For When Lending

Ways to Save Everyday

Investing 101 - The Basics

Retirement Dreaming - Debt Free with a Comfortable Retirement Future

The Bucket Approach to Retirement Savings

Let's Talk About RSPs

Protection of Lifestyle

Client Stories: Divorced, Separated and Starting Over

Stay-at-Home Mom Starting Over: Charmaine

Only One has the Money and the Other has the Income: Helen & Martin

Why Can't I Get a Better Mortgage Rate: Julie

Cleaned Out the Second Time Around: Candice

Starting Over Check List

Client Stories: All Ready Retired or Only Five Years to Go

We're Not Ready: Rose & Peter

The Pitfalls of Planning Too Late: Grace & Arthur

Considering a Second Career in Retirement: Derrick & Mary-Anne

Forget the Plan - We Can Make it on Our Own: Debbie & Greg

Final Message from Your Coach

Thank You

About the Author

Customer Reviews