Lived Experiences Of Home Foreclosures Consequences On Mental And Physical Health

Lived Experiences Of Home Foreclosures Consequences On Mental And Physical Health

by Dr. Owusu Kizito


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Lived Experiences Of Home Foreclosures Consequences On Mental And Physical Health by Dr. Owusu Kizito

The rising rate of home foreclosures which stands at approximately 1 in 92 households in the United States has raised a national alarm. Medical issues account for approximately half of all home foreclosure filings and it appears that approximately 1.5 million American homeowners could lose their homes to foreclosure every year. The qualitative phenomenological study involved investigating the lived experiences of the consequences of home foreclosures on the physical and mental illness of northern New Jersey homeowners. The research questions asked included what were the lived experiences of physical and mental health decline following home foreclosure and how did the participant's perceive their physical and mental health decline affected their family members? Four core themes were revealed from the study. The four themes included foreclosure process resulting in hospitalization of family and foreclosure associated with the lack of family's health insurance, family health and the foreclosure process, and foreclosure and the negligence of doctor's prescription, foreclosure as perceived loss of money and finally homeownership, displacement and housing instability as a reason for depression. The current phenomenological research study of the lived experiences of home foreclosures on twenty-five homeowners in the process of foreclosure has added to the body of knowledge because it highlighted the stressors, reasons, and causes. The study provides a framework for local practitioners and decision makers in identifying the consequences on the physical and mental health of the participants and their families and providing a workable foreclosure response system.

Product Details

ISBN-13: 9781681395555
Publisher: Page Publishing, Inc.
Publication date: 05/24/2015
Pages: 126
Product dimensions: 6.00(w) x 9.00(h) x 0.27(d)

About the Author

Dr. Owusu Kizito has a track record of being a dynamic, results-driven professional. He has close to twenty years of experience in consulting, banking, financial analysis, project management, and process improvement. In addition, he has an extensive background as analytic expert regarding the calculus of decision-making, and problem solving. Dr. Kizito has established an enviable track record of successfully designing solutions to difficult engagements and then coordinating their implementation. As a result he has been credited with creating, as well as maintaining lucrative client relationships. Dr. Owusu Kizito is the President and CEO of Investigroup Companies. He has successfully helped a lot of struggling homeowners retain their homes by applying his expert knowledge on foreclosure mitigation strategies with the banks and mortgage companies in a win-win scenario. Apart from being a housing counsel expert, he is also a tax expert helping taxpayers negotiate their tax obligations with the internal revenue service. Dr. Kizito holds an MBA from Hawaii Pacific University, postgraduate law certifications from Harvard University and a doctorate in Business Administration from the University of Phoenix. Dr. Kizito can be reached directly on (908) 977-7320 or email him at . Follow him on twitter for updates @okizito1.

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